Peter David Lloyd

Reference number: 408488

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Appointed representative

Peter David Lloyd does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Openwork Limited Reference number: 408285 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peter David Lloyd (FRN 408488) is an AR of Openwork Limited (FRN 408285). When you use Peter David Lloyd's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peter David Lloyd, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01872 263555

  • Address

    34 Merther Lane, St. Micheal Penkivel, Truro, Cornwall, TR2 4AQ, United Kingdom

In the full report: 2 background checks

  • What kind of line 01872 263555 is
  • Who else gives the postcode TR2 4AQ
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Peter Lloyd Mortgages Trading name
  • Your Mortgage Centre Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Peter David Lloyd’s history from the FCA register and Companies House, newest first.

Key events (2) All events (7)

2009

1 June 2009

  • Changed its registered name from "Peter Lloyd Mortgages"

FCA register

2004

31 October 2004

  • Became an appointed representative

FCA register

In the full report: all 7 events

  • All 7 events in its history (2 shown here)
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Firms like Peter David Lloyd

Other firms of the same type (financial adviser), nearest first.

In Truro

Brooks Financial Planning LimitedTruroAppointed representativeHilary Pryor IFP LtdTruroAppointed representativeHive Accountancy LimitedTruroAppointed representativeKings Wealth Management LtdTruroAppointed representativeMorlaix LimitedTruroAppointed representativePaul Morgan and Associates Wealth Management LtdTruroAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peter David Lloyd

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Peter David Lloyd FCA authorised?
Peter David Lloyd (FRN 408488) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peter David Lloyd?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peter David Lloyd (FRN 408488) is an AR of Openwork Limited (FRN 408285). When you use Peter David Lloyd's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peter David Lloyd, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peter David Lloyd’s phone number?
The FCA register lists the phone number 01872 263555 for Peter David Lloyd. If you were given different contact details, use these to check with the firm before going any further.
Is Peter David Lloyd a scam or clone?
Peter David Lloyd is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peter David Lloyd?
Protection works through Openwork Limited, the principal firm responsible for Peter David Lloyd's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Peter David Lloyd use any other names?
It trades as Peter Lloyd Mortgages. It has previously used the name Your Mortgage Centre.

Sources and links

The full report on Peter David Lloyd

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