Appointed representative
Paulina Wicko-Krol does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Paulina Wicko-Krol (FRN 1009085) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Paulina Wicko-Krol's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Paulina Wicko-Krol, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Complete Mortgages & Financial Solutions, 47 High Street, Normanton, Wakefield, WF6 2AF, United Kingdom
In the full report: 2 background checks
- What kind of line 07845 341094 is
- Who else gives the postcode WF6 2AF
Other names (2)
If you were contacted under any of these names, it is this firm.
- Complete Mortgages and Financial Solutions Trading name: A name it trades under now.
- Paulina Wicko Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Key dates in its history
Paulina Wicko-Krol’s history from the FCA register and Companies House, newest first.
2026
17 June 2026
- Changed its registered name from "Paulina Wicko"
FCA register
2024
10 February 2024
- Became an appointed representative
- Began trading as "Complete Mortgages and Financial Solutions"
FCA register
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Paulina Wicko-Krol
Other FCA-listed firms that share a director, phone number or address with Paulina Wicko-Krol. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Paulina Wicko-Krol
Other firms of the same type (mortgage adviser or broker), nearest first.
In Normanton
In the Wakefield (WF) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Paulina Wicko-Krol
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 2 background checks on its contact details
- All 3 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Paulina Wicko-Krol FCA authorised?
What does appointed representative mean for Paulina Wicko-Krol?
What is Paulina Wicko-Krol’s phone number?
Is Paulina Wicko-Krol a scam or clone?
Is my money safe with Paulina Wicko-Krol?
Does Paulina Wicko-Krol use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk