Pauline Breathwick Financial Planning Consultant Ltd

Reference number: 648442

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Paragon Independent Limited Reference number: 440589 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PAULINE BREATHWICK FINANCIAL PLANNING CONSULTANT LTD (FRN 648442) is an AR of Paragon Independent Limited (FRN 440589). When you use PAULINE BREATHWICK FINANCIAL PLANNING CONSULTANT's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PAULINE BREATHWICK FINANCIAL PLANNING CONSULTANT, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When paragon-ifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01757 268657 is
  • Who else gives the postcode YO8 3UT
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pauline Breathwick Financial Planning Consultant Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Paragon Independent Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09090932
Company status
Active
Company type
Private limited company
Incorporated
18 June 2014 (12 years old)
Registered office
The Lodge, Selby Road, Wistow, YO8 3UT, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Pauline Breathwick Director Sep 1959 18 Jun 2014 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
Instant PDF download

Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

−£5,324

Down £5,741 from £417

Cash at bank

£4,050

−60% from £10.1k

Employees (average)

1

Same as 1

Owed within a year

£9,559

−2.1% from £9,767

Net assets are negative: on its last balance sheet the company owed £5,324 more than it owned.

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09090932. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2025

9 April 2025

  • Changed its registered name from "Pauline Breathwick Financial Planning Consultant Limited"

FCA register

2016

18 June 2016

  • Pauline Breathwick took control (75–100% of shares)

Companies House

2014

1 October 2014

  • Became an appointed representative

FCA register

18 June 2014

  • Incorporated at Companies House
  • Pauline Breathwick appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Similar firms

Other firms of the same type (financial adviser), nearest first.

In Selby

Bromley Wealth ManagementSelbyAppointed representativeEducate Financial LtdSelbyAppointed representativeGrove Park Finance LtdSelbyAppointed representativeLakes Capital LimitedSelbyAppointed representativeRBH 86 LtdSelbyAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 5 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pauline Breathwick Financial Planning Consultant Ltd FCA authorised?
Pauline Breathwick Financial Planning Consultant Ltd (FRN 648442) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pauline Breathwick Financial Planning Consultant?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pauline Breathwick Financial Planning Consultant Ltd (FRN 648442) is an AR of Paragon Independent Limited (FRN 440589). When you use Pauline Breathwick Financial Planning Consultant's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pauline Breathwick Financial Planning Consultant, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pauline Breathwick Financial Planning Consultant’s phone number and website?
The FCA register lists the phone number 01757 268657 and the website paragon-ifa.co.uk for Pauline Breathwick Financial Planning Consultant. If you were given different contact details, use these to check with the firm before going any further.
Is Pauline Breathwick Financial Planning Consultant a scam or clone?
Pauline Breathwick Financial Planning Consultant is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pauline Breathwick Financial Planning Consultant?
Protection works through Paragon Independent Limited, the principal firm responsible for Pauline Breathwick Financial Planning Consultant's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pauline Breathwick Financial Planning Consultant?
Companies House lists one person with significant control of Pauline Breathwick Financial Planning Consultant: Mrs Pauline Breathwick (75–100% of shares).
Who runs Pauline Breathwick Financial Planning Consultant?
Companies House lists one director of Pauline Breathwick Financial Planning Consultant: Pauline Breathwick.
How long has Pauline Breathwick Financial Planning Consultant been in business?
The company was formed on 18 June 2014.
What do Pauline Breathwick Financial Planning Consultant’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of −£5,324 (down £5,741 from £417) and cash at bank of £4,050 (−60% from £10.1k).
Does Pauline Breathwick Financial Planning Consultant use any other names?
It has previously used the name Pauline Breathwick Financial Planning Consultant Limited.

Sources and links

The full report on Pauline Breathwick Financial Planning Consultant Ltd

£19.99 · Instant PDF download

Loading secure checkout…