Pay Perform Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 6 years
Your funds are safeguarded
No FCA actions
Active company since 2017
Accounts filed up to 30 November 2025
1 thing worth a closer look in the background checks

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

getorbital.com (opens in a new tab)
Phone number

020 3807 5060
Address

37 Lombard Street, London, City Of London, EC3V 9BQ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When getorbital.com first appeared online, and whether it can receive email
What kind of line 020 3807 5060 is
Whether EC3V 9BQ is a shared office: 222 other firms give it

Other names (2)

If you were contacted under any of these names, it is this firm.

Orbital Trading name: A name it trades under now.
Pay Construct Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (4 permissions)

1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
3. Executing payment transactions (no credit line)
5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 10789721 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 25 May 2017 (9 years old)
Registered office: 37 Lombard Street, 2nd Floor, London, EC3V 9BQ, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Christopher Stanley Mason	Director	Feb 1967	25 May 2017	2 other companies
Paulius Grigaitis	Director	May 1984	12 Feb 2019	2 other companies
Luke Kenelm Wingfield Digby	Director	Jun 1983	8 Jan 2026	4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 1
run together: 2

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 3 directors sit on each board, and since when
Any that went into liquidation or administration
The 2 companies these 3 directors run together
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 November 2025Full accountsAudited

Total equity

£2.29m

−3% from £2.36m

Cash at bank

£34.7m

−33% from £52.1m

Owed within a year

£35.3m

−34% from £53.8m

* Cash at bank usually includes customers’ money.

Total equity

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 10789721. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pay Perform’s history from the FCA register and Companies House, newest first.

Key events (8) All events (28)

2020

9 December 2020

Christopher Stanley Mason stopped being the majority owner
Pay Perform Holdings Limited gave up control
Pay Perform Holdings Limited took control (75–100% of shares)
Pay Perform Management Limited took control (75–100% of shares)

Companies House

17 January 2020

Regulated by the FCA from this date
Became an authorised payment institution

FCA register

2017

25 May 2017

Incorporated at Companies House
Christopher Stanley Mason became the majority owner (50–75% of shares)

Companies House

In the full report: all 28 events

All 28 events in its history (8 shown here)
Every director appointment and resignation: 15

Firms like Pay Perform

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pay Perform

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
7 years of accounts, charted
All 28 events in its history

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Frequently asked questions about this firm

Is Pay Perform Limited FCA authorised?

Yes, Pay Perform Limited (FRN 843960) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2020 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Pay Perform’s phone number and website?

The FCA register lists the phone number 020 3807 5060 and the website getorbital.com for Pay Perform. If you were given different contact details, use these to check with the firm before going any further.

Is Pay Perform a scam or clone?

Pay Perform is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Pay Perform?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Pay Perform to the Financial Ombudsman Service, free of charge.

Who owns Pay Perform?

Pay Perform is owned by Pay Perform Management Limited, which holds 75–100% of shares and 75–100% of votes, since 9 December 2020. Before that, it was controlled by Pay Perform Holdings Limited and Mr Christopher Stanley Mason.

Who runs Pay Perform?

Companies House lists 3 directors of Pay Perform: Christopher Stanley Mason, Paulius Grigaitis and Luke Kenelm Wingfield Digby.

How long has Pay Perform been in business?

The company was formed on 25 May 2017, and has held its current FCA authorisation since January 2020.

What do Pay Perform’s latest accounts show?

Its latest accounts, to 30 November 2025, show total equity of £2.29m (−3% from £2.36m) and cash at bank of £34.7m (−33% from £52.1m).

Does Pay Perform use any other names?

It trades as Orbital. It has previously used the name Pay Construct.