Payescape Limited

Reference number: 821826

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When payescape.com first appeared online, and whether it can receive email
  • What kind of line +44 282 766 410 60 is
  • Who else gives the postcode BT53 6DL
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 5. Issuing and/or acquiring of payment instruments.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PAYESCAPE LTD
Company number
NI625726
Company status
Active
Company type
Private limited company
Incorporated
17 July 2014 (12 years old)
Registered office
18-20 Church Street, Ballymoney, BT53 6DL, Northern Ireland
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Borland Director Jun 1964 17 Jul 2014 11 other companies
Steven Ira Sarowitz Director Nov 1965 17 Jul 2014 None
Vanessa Hamilton Director Aug 1976 1 Sep 2025 None

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
11
closed down
1
still active
10

In the full report: all 11 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2024Abridged accountsNot audited

Net assets

£1.28m

+51% from £851k

Cash at bank

£22.3m

−2.6% from £22.9m

Employees (average)

73

+52% from 48

Owed within a year

£21.8m

−4% from £22.7m

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2020 to 2024
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI625726. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Payescape’s history from the FCA register and Companies House, newest first.

Key events (7) All events (10)

2019

23 January 2019

  • Regulated by the FCA from this date
  • Became an authorised payment institution

FCA register

2018

17 July 2018

  • Adrian Geffert no longer has significant control

Companies House

2017

17 July 2017

  • Adrian Geffert gained significant control
  • Steven Ira Sarowitz became a part-owner (25–50% of shares)

Companies House

2016

16 July 2016

  • John Borland became a part-owner (25–50% of shares)

Companies House

2014

17 July 2014

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms like Payescape

Other firms of the same type (payment or money transfer firm), nearest first.

In the Belfast (BT) postcode area

MiFinity UK LimitedBelfastAuthorisedAlice Oliver LimitedNewryRegisteredAnthony Francis FarrellDungannonRegisteredBureau Buttercrane LtdNewryAuthorisedEasysend LimitedBelfastAuthorisedJohn Blayney Stuart and Richard John Alan StuartEnniskillenRegistered

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Payescape

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 11 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Payescape Limited FCA authorised?
Yes, Payescape Limited (FRN 821826) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2019 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Payescape’s phone number and website?
The FCA register lists the phone number +44 282 766 410 60 and the website payescape.com for Payescape. If you were given different contact details, use these to check with the firm before going any further.
Is Payescape a scam or clone?
Payescape is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Payescape?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Payescape to the Financial Ombudsman Service, free of charge.
Who owns Payescape?
Companies House lists 2 people with significant control of Payescape: Mr Steven Ira Sarowitz (25–50% of shares) and Mr John Borland (25–50% of shares). Before that, it was controlled by Mr Adrian Geffert.
Who runs Payescape?
Companies House lists 3 directors of Payescape: John Borland, Steven Ira Sarowitz and Vanessa Hamilton.
How long has Payescape been in business?
The company was formed on 17 July 2014, and has held its current FCA authorisation since January 2019.
What do Payescape’s latest accounts show?
Its latest accounts, to 31 March 2024, show net assets of £1.28m (+51% from £851k) and cash at bank of £22.3m (−2.6% from £22.9m).

Sources and links

The full report on Payescape Limited

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