Payhawk Financial Services Limited

Reference number: 987096

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 2 background checks

  • When payhawk.com first appeared online, and whether it can receive email
  • Who else gives the postcode WC2A 1QS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Payhawk Trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • h) Issuing Electronic Money
  • i) Payment initiation services
  • j) Account information services

Limits on what they may do

  • Agents
    The firm will not onboard any agents or use any distributors. For the purpose of these requirements, the terms ‘agent’ and ‘distributor’ have the meanings set out in regulation 2 of the EMRs.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14060082
Company status
Active
Company type
Private limited company
Incorporated
21 April 2022 (4 years old)
Registered office
Chancery House, 53-64 Chancery Lane, London, WC2A 1QS, United Kingdom
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Niccolo Guiscardo Francesco Polli Director Apr 1976 25 Feb 2025 None
Daniel Scott Osburn Director Nov 1982 29 Aug 2025 None
Thibaud Nicolas Eudes Catry Director Apr 1987 29 Aug 2025 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 7 people who have been directors, with their dates
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Filed accounts and finances

8 months to 31 December 2022Micro-entity accountsNot audited

Net assets

£11.8k

No earlier figure to compare

Employees (average)

2

No earlier figure to compare

Owed within a year

£57.4k

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14060082. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Payhawk Financial Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (17)

2024

12 January 2024

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Agents)
  • Became an authorised e-money institution

FCA register

2022

21 April 2022

  • Incorporated at Companies House
  • Payhawk Limited took control (75–100% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (5 shown here)
  • Every director appointment and resignation: 11
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Firms like Payhawk Financial Services

Other firms of the same type (payment or money transfer firm), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Payhawk Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 17 events in its history

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Frequently asked questions about this firm

Is Payhawk Financial Services Limited FCA authorised?
Yes, Payhawk Financial Services Limited (FRN 987096) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2024 and works as a payment or money transfer firm. The FCA has placed a limit on what it may do.
What is Payhawk Financial Services’ website?
The FCA register lists the website payhawk.com for Payhawk Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Payhawk Financial Services a scam or clone?
Payhawk Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Payhawk Financial Services?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Payhawk Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Payhawk Financial Services?
Payhawk Financial Services is owned by Payhawk Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 21 April 2022.
Who runs Payhawk Financial Services?
Companies House lists 3 directors of Payhawk Financial Services: Niccolo Guiscardo Francesco Polli, Daniel Scott Osburn and Thibaud Nicolas Eudes Catry.
How long has Payhawk Financial Services been in business?
The company was formed on 21 April 2022, and has held its current FCA authorisation since January 2024.
What do Payhawk Financial Services’ latest accounts show?
Its latest accounts, to 31 December 2022, show net assets of £11.8k (no earlier figure to compare).
Does Payhawk Financial Services use any other names?
It trades as Payhawk.

Sources and links

The full report on Payhawk Financial Services Limited

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