PayOnlime Limited

Reference number: 540518

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Registered with the FCA

This firm is registered as a small payment institution. That is a lighter regime than full FCA authorisation, applied to smaller payment firms, and safeguarding of customer money is optional at this size.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7923 2875

  • Address

    151 Stoke Newington Road, London, N16 8BP, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7923 2875 is
  • Who else gives the postcode N16 8BP
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Aktive UK Ltd Former name
  • Active Money Transfer Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers No FSCS cover
    Safeguarding is optional for a payment firm of this size, so your money may not be held in a separate protected account. Ask the firm whether it safeguards customer funds before sending it money. FSCS protection does not apply either way.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (1 permission)
  • 6. Money remittance.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05429432
Company status
Active
Company type
Private limited company
Incorporated
19 April 2005 (21 years old)
Registered office
Matches the FCA register address ✓
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name Role Born Appointed Other companies
Adel Taher Director Jul 1968 7 Jun 2024 1 other company
Stuart Latimer Bentham Director May 1948 5 Jul 2024 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£3,447

−98% from £196k

Employees (average)

1

−50% from 2

Owed within a year

£244

No earlier figure to compare

The accounts for the year to 30 April 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £22.7k, for the year to 30 April 2024.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05429432. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PayOnlime’s history from the FCA register and Companies House, newest first.

Key events (14) All events (23)

2026

1 March 2026

  • Stuart Latimer Bentham no longer has significant control

Companies House

5 February 2026

  • Onlime UK Limited gave up control
  • Whish Money Limited took control (75–100% of shares)

Companies House

2024

17 October 2024

  • Changed its registered name from "Aktive UK Ltd"

FCA register

31 May 2024

  • Adel Taher gained significant control
  • Deniz Mutlu gave up control
  • Onlime UK Limited took control (75–100% of shares)
  • Stuart Latimer Bentham gained significant control

Companies House

2018

26 October 2018

  • Registered as a small payment institution

FCA register

2016

19 April 2016

  • Deniz Mutlu took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2011

31 January 2011

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

2005

19 April 2005

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (14 shown here)
  • Every director appointment and resignation: 6
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Firms like PayOnlime

Other firms of the same type (payment or money transfer firm), nearest first.

In London

StoneX Financial LtdLondonAuthorisedReal Transfer LimitedLondonAuthorisedOnafriq UK LimitedLondonAuthorisedDaytona Capital Management LimitedLondonAuthorisedSable International FX LimitedLondonAuthorisedTrolley Payments UK LtdLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PayOnlime

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is PayOnlime Limited FCA authorised?
Yes, PayOnlime Limited (FRN 540518) is registered with the FCA and permitted to provide its regulated services.
What is PayOnlime’s phone number?
The FCA register lists the phone number 020 7923 2875 for PayOnlime. If you were given different contact details, use these to check with the firm before going any further.
Is PayOnlime a scam or clone?
PayOnlime is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PayOnlime?
Protection depends on which product you hold and how PayOnlime handles your money, so check the specific product before you commit. You can also refer complaints about PayOnlime to the Financial Ombudsman Service, free of charge.
Who owns PayOnlime?
PayOnlime is owned by Whish Money Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 February 2026. Before that, it was controlled by Onlime UK Limited, Mr Deniz Mutlu and Mr Stuart Latimer Bentham.
Who runs PayOnlime?
Companies House lists 2 directors of PayOnlime: Adel Taher and Stuart Latimer Bentham.
How long has PayOnlime been in business?
The company was formed on 19 April 2005, and has held its current FCA authorisation since October 2018.
What do PayOnlime’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £3,447 (−98% from £196k).
Does PayOnlime use any other names?
It has previously used 2 other names: Aktive UK Ltd and Active Money Transfer.

Sources and links

The full report on PayOnlime Limited

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