Paypal UK Ltd
Reference number: 1000741
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On the register, but not FCA authorised
This firm is registered with the FCA for anti-money-laundering checks only, which is how cryptoasset firms are registered. That is not authorisation: the FCA does not oversee how it treats customers, and FSCS protection does not apply.
This is the company's money-laundering registration only. It separately holds full FCA authorisation under FRN 994790 →.
What does this mean?
- Some businesses are required by law to have an anti-money-laundering supervisor. For this kind of business that supervisor is the FCA, and the registration is the only reason the firm appears on the FCA register.
- What the FCA checks is narrow: that the firm identifies its customers, keeps records, and reports suspicious activity. It is the anti-crime paperwork behind a bank asking you for ID.
- It does not check anything about you as a customer. Not whether the firm treats you fairly, not whether it is financially sound, not whether what it sells is any good. The FCA describes firms registered this way as “not authorised or subject to wider FCA regulation”.
- So if the firm fails or treats you badly, there is no compensation to fall back on. The FCA's own position is that crypto is largely unregulated in the UK and that compensation for crypto losses is highly unlikely.
This company holds 2 other FCA records
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
PayPal UK Ltd, 76 Upper Ground, London, City Of London, SE1 9PZ, United Kingdom
In the full report: 3 background checks
- When paypal.com first appeared online, and whether it can receive email
- What kind of line 020 3901 7000 is
- Who else gives the postcode SE1 9PZ
Other names (1)
If you were contacted under any of these names, it is this firm.
- Paypal UK Limited Former name: A name it was registered under before.
Past FCA permissions and consumer protection
- Money-laundering registration onlyThis firm is registered for anti-money-laundering supervision only. It is not FCA-authorised. Money you hand over is not protected by the FSCS, and the Financial Ombudsman Service generally does not cover unregulated cryptoasset activity.
Limits on the record
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The Firm must comply with the following restriction relating to activities listed in the Direction below.
The Firm must not allow the exchange, or arrangement for exchange, of its customers’ cryptoassets with any other customers or third parties.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14741686 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2023 (3 years old)
- Registered office
- 76 Upper Ground,, London, SE1 9PZ
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Jonathan Bennett | Director | Mar 1962 | 1 Nov 2023 | None |
| Simon Daniel Bladon | Director | Sep 1973 | 17 Apr 2024 | 6 other companies |
| Benjamin Nicholas Davey | Director | Jan 1972 | 8 Jul 2024 | 2 other companies |
| Jane Susannah Leach | Director | May 1966 | 8 Jul 2024 | None |
| Kate Rochford Cino | Director | Oct 1982 | 8 Jul 2024 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 1
- still active
- 7
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 7 people who have ever been directors, with their dates
Key dates in its history
Paypal UK’s history from the FCA register and Companies House, newest first.
2025
11 November 2025
- FCA imposed a requirement (The Firm must comply with the following restriction relating to activities listed in the Direction below.)
FCA register
2023
20 November 2023
- Changed its registered name from "Paypal UK Limited"
FCA register
31 October 2023
- Registered with the FCA
FCA register
20 March 2023
- Incorporated at Companies House
- Paypal Holdings, Inc. took control (75–100% of shares)
Companies House
In the full report: all 15 events
- All 15 events in its history (5 shown here)
- Every director appointment and resignation: 9
Get the full report on Paypal UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 3 background checks on its contact details
- All 15 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Paypal UK Ltd FCA authorised?
What is Paypal UK’s phone number and website?
Is Paypal UK a scam or clone?
Is my money safe with Paypal UK?
Who owns Paypal UK?
Who runs Paypal UK?
How long has Paypal UK been in business?
Does Paypal UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Crypto: what the FCA registration means fca.org.uk
- Report a scam to the FCA fca.org.uk