Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
This company holds 2 other FCA records
A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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No phone number on the FCA register
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Address
76 UPPER GROUND, London, SE1 9PZ, United Kingdom
In the full report: 1 background check
- Who else gives the postcode SE1 9PZ
Other names (5)
If you were contacted under any of these names, it is this firm.
- Braintree a PayPal service Trading name: A name it trades under now.
- Hyperwallet a PayPal Service Trading name: A name it trades under now.
- PayPal Trading name: A name it trades under now.
- Xoom a PayPal Service Trading name: A name it trades under now.
- Zettle by PayPal Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (9 permissions)
- a) Services enabling cash placement on a payment account
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- h) Issuing Electronic Money
- i) Payment initiation services
- j) Account information services
Financial Ombudsman complaints
Ombudsman complaints
- new complaints, January–June 2025
- 840
- upheld, against a 31% median
- 31%
- about banking and credit
- 840
A bigger firm gets more complaints simply because it has more customers.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14741686 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 20 March 2023 (3 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| David Jonathan Bennett | Director | Mar 1962 | 1 Nov 2023 | None |
| Simon Daniel Bladon | Director | Sep 1973 | 17 Apr 2024 | 6 other companies |
| Benjamin Nicholas Davey | Director | Jan 1972 | 8 Jul 2024 | 2 other companies |
| Jane Susannah Leach | Director | May 1966 | 8 Jul 2024 | None |
| Kate Rochford Cino | Director | Oct 1982 | 8 Jul 2024 | None |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 8
- closed down
- 1
- still active
- 7
In the full report: all 8 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 7 people who have ever been directors, with their dates
Key dates in its history
PayPal UK’s history from the FCA register and Companies House, newest first.
2023
31 October 2023
- Regulated by the FCA from this date
- Became an authorised e-money institution
FCA register
20 March 2023
- Incorporated at Companies House
- Paypal Holdings, Inc. took control (75–100% of shares)
Companies House
In the full report: all 18 events
- All 18 events in its history (4 shown here)
- Every director appointment and resignation: 9
Firms like PayPal UK
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on PayPal UK
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 8 other companies its directors have run, named
- 1 background check on its contact details
- All 18 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is PayPal UK Ltd FCA authorised?
Is PayPal UK a scam or clone?
Is my money safe with PayPal UK?
Who owns PayPal UK?
Who runs PayPal UK?
How long has PayPal UK been in business?
How many complaints does PayPal UK get?
Does PayPal UK use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Ombudsman complaints data, January–June 2025 financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk