Payron Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 5 years
Your funds are safeguarded
No FCA actions
Active company since 2020
Accounts filed up to 30 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

payron.com (opens in a new tab)
Phone number

07537 18329
Address

Interchange House, 1st Floor, 81-85 Station Road, Croydon, London, CR0 2RD, United Kingdom

In the full report: 3 background checks

When payron.com first appeared online, and whether it can receive email
What kind of line 07537 18329 is
Who else gives the postcode CR0 2RD

FCA permissions and consumer protection

Handle payments & transfers Funds safeguarded
Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (7 permissions)

a) Services enabling cash placement on a payment account
b) Services enabling cash withdrawals from a payment account
c) Execution of payment transactions (not covered by a credit line)
d) Execution of payment transactions (covered by a credit line)
e) Issuing payment instruments or acquiring payment transactions
f) Money remittance
h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 12566417 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 21 April 2020 (6 years old)
Registered office: Interchange House, 1st Floor 81-85 Station Road, Croydon, London, CR0 2RD, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Regina Raubiske	Director	Aug 1959	21 Apr 2020	None
Dmitrijs Zakrevskis	Director	Nov 1980	1 Jun 2024	None
Tony Galica	Director	Sep 1987	24 Jun 2024	None

In the full report: every company its directors have run

Confirmation that these 3 directors run no other company
All 4 people who have been directors, with their dates

Filed accounts and finances

Year to 30 April 2025Small company accountsAudited

Total equity

£378k

−1.7% from £384k

Cash at bank

£214k

Up £195k from £18.3k

Employees (average)

1

Same as 1

Owed within a year

£727k

+342% from £164k

* Cash at bank usually includes customers’ money.

Assets and liabilities

In the full report: all 5 years of accounts

Every year from 2021 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12566417. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Payron’s history from the FCA register and Companies House, newest first.

Key events (4) All events (9)

2021

14 June 2021

Became an authorised e-money institution

FCA register

2020

17 June 2020

Regulated by the FCA from this date

FCA register

21 April 2020

Incorporated at Companies House
Ulugbek Abduganiev took control (75–100% of shares)

Companies House

In the full report: all 9 events

All 9 events in its history (4 shown here)
Every director appointment and resignation: 5

Firms connected to Payron

Other FCA-listed firms that share a director, phone number or address with Payron. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Firms like Payron

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorised Wise Payments LimitedLondonAuthorised Forisgfs UK LimitedLondonAuthorised Wepay Payments Ltd.LondonAuthorised Airbnb Payments UK LimitedLondonAuthorised Mollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Payron

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

Every company its directors have run, named
3 background checks on its contact details
5 years of accounts, charted
All 9 events in its history
2 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Payron Limited FCA authorised?

Yes, Payron Limited (FRN 927991) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since June 2021 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.

What is Payron’s phone number and website?

The FCA register lists the phone number 07537 18329 and the website payron.com for Payron. If you were given different contact details, use these to check with the firm before going any further.

Is Payron a scam or clone?

Payron is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Payron?

It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Payron to the Financial Ombudsman Service, free of charge.

Who owns Payron?

Companies House lists one person with significant control of Payron: Mr Ulugbek Abduganiev (75–100% of shares).

Who runs Payron?

Companies House lists 3 directors of Payron: Regina Raubiske, Dmitrijs Zakrevskis and Tony Galica.

How long has Payron been in business?

The company was formed on 21 April 2020, and has held its current FCA authorisation since June 2021.

What do Payron’s latest accounts show?

Its latest accounts, to 30 April 2025, show total equity of £378k (−1.7% from £384k) and cash at bank of £214k (up £195k from £18.3k).