Pb Loans Limited

Reference number: 704303

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0113 365 1122

  • Address

    Ava House, 38 Ratcliffe Road, Leicester, LE2 3TD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0113 365 1122 is
  • Who else gives the postcode LE2 3TD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Piggybank loans Trading name

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07816419
Company status
Active
Company type
Private limited company
Incorporated
19 October 2011 (15 years old)
Registered office
167-169 Great Portland Street, 5th Floor, London, W1W 5PF, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
William Tukino Munro Director Oct 1955 19 Oct 2011 1 other company
Nigel Atterbury Director Sep 1973 3 Feb 2021 7 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
closed down
4
still active
4

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£11.1k

+31% from £8,488

Employees (average)

1

Same as 1

Owed within a year

£3,000

+50% from £2,000

Net assets

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07816419. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Pb Loans’s history from the FCA register and Companies House, newest first.

Key events (11) All events (20)

2026

19 August 2026

  • Nigel Atterbury gained significant control

Companies House

2021

3 February 2021

  • Nigel Atterbury stopped being a part-owner
  • William Tukino Munro gained significant control

Companies House

2020

9 June 2020

  • William Tukino Munro stopped being a part-owner

Companies House

1 April 2020

  • Carol Munro stopped being a part-owner
  • Nigel Atterbury became a part-owner (25–50% of shares)

Companies House

2016

19 October 2016

  • Carol Munro became a part-owner (25–50% of shares)
  • William Tukino Munro became a part-owner (25–50% of shares)

Companies House

23 February 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2011

19 October 2011

  • Incorporated at Companies House

Companies House

In the full report: all 20 events

  • All 20 events in its history (11 shown here)
  • Every director appointment and resignation: 6
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Firms like Pb Loans

Other firms of the same type (lender), nearest first.

In Leicester

Cranbrook (Jewellers) LtdLeicesterAuthorisedCredit Change LtdLeicesterAuthorisedGuardian Finance LimitedLeicesterAuthorisedH.f. Welch and Son LimitedLeicesterAuthorisedMutual Clothing & Supply Company LimitedLeicesterAuthorisedPSA Financial Services LimitedLeicesterAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pb Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 20 events in its history

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Frequently asked questions about this firm

Is Pb Loans Limited FCA authorised?
Yes, Pb Loans Limited (FRN 704303) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since February 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Pb Loans’ phone number?
The FCA register lists the phone number 0113 365 1122 for Pb Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Pb Loans a scam or clone?
Pb Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pb Loans?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pb Loans handles your money, so check the specific product before you commit. You can also refer complaints about Pb Loans to the Financial Ombudsman Service, free of charge.
Who owns Pb Loans?
Companies House lists 2 people with significant control of Pb Loans: Mr Nigel Atterbury (significant influence or control) and Mr William Tukino Munro (significant influence or control). Before that, it was controlled by Mrs Carol Munro.
Who runs Pb Loans?
Companies House lists 2 directors of Pb Loans: William Tukino Munro and Nigel Atterbury.
How long has Pb Loans been in business?
The company was formed on 19 October 2011, and has held its current FCA authorisation since February 2016.
What do Pb Loans’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £11.1k (+31% from £8,488).
Does Pb Loans use any other names?
It trades as Piggybank loans.

Sources and links

The full report on Pb Loans Limited

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