PB Wealth Planning Ltd

Reference number: 1019924

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PB Wealth Planning Ltd (FRN 1019924) is an AR of Sense Network Limited (FRN 465124). When you use PB Wealth Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PB Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07971 661369

  • Address

    6 Elm Drive, Cherry Burton, Beverley, East Riding Of Yorkshire, HU17 7RJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07971 661369 is
  • Who else gives the postcode HU17 7RJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
15960332
Company status
Active
Company type
Private limited company
Incorporated
17 September 2024 (2 years old)
Registered office
6 Elm Drive, Cherry Burton, Beverley, HU17 7RJ, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul Edward Bowater Director Apr 1987 17 Sep 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£45.9k

No earlier figure to compare

Cash at bank

£70.7k

No earlier figure to compare

Employees (average)

1

No earlier figure to compare

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15960332. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

PB Wealth Planning’s history from the FCA register and Companies House, newest first.

2024

29 November 2024

  • Became an appointed representative

FCA register

17 September 2024

  • Incorporated at Companies House
  • Paul Edward Bowater took control (25–50% of shares)
  • Paul Edward Bowater appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like PB Wealth Planning

Other firms of the same type (financial adviser), nearest first.

In Beverley

David TidswellBeverleyAppointed representativeLinkage Financial Solutions LtdBeverleyAppointed representativeMJ Grant Financial Planning LtdBeverleyAppointed representativeTGL Financial Planning LimitedBeverleyAppointed representativeBounty Financial Planning LimitedBeverleyAuthorisedCalvard Financial LimitedBeverleyAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PB Wealth Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is PB Wealth Planning Ltd FCA authorised?
PB Wealth Planning Ltd (FRN 1019924) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for PB Wealth Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. PB Wealth Planning Ltd (FRN 1019924) is an AR of Sense Network Limited (FRN 465124). When you use PB Wealth Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from PB Wealth Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is PB Wealth Planning’s phone number?
The FCA register lists the phone number 07971 661369 for PB Wealth Planning. If you were given different contact details, use these to check with the firm before going any further.
Is PB Wealth Planning a scam or clone?
PB Wealth Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PB Wealth Planning?
Protection works through Sense Network Limited, the principal firm responsible for PB Wealth Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns PB Wealth Planning?
Companies House lists one person with significant control of PB Wealth Planning: Mr Paul Edward Bowater (25–50% of shares).
Who runs PB Wealth Planning?
Companies House lists one director of PB Wealth Planning: Paul Edward Bowater.
How long has PB Wealth Planning been in business?
The company was formed on 17 September 2024.
What do PB Wealth Planning’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £45.9k (no earlier figure to compare) and cash at bank of £70.7k (no earlier figure to compare).

Sources and links

The full report on PB Wealth Planning Ltd

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