PCF Credit Limited

Reference number: 683987

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Authorised, but in an insolvency process

This firm is under the control of insolvency practitioners and may have stopped taking on new business. If you are or were a customer, deal with the appointed office holders rather than the firm.

What the FCA says

ATTENTION - Firm in an insolvency process

This firm is in an insolvency process. It is under the control of the appointed insolvency office holder(s) and may have stopped taking on new business. It has to continue to meet our standards in line with its regulatory status, including when dealing with its customers. If you are/were a customer check how this affects you with the firm or the appointed insolvency office holder(s).

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • No phone number on the FCA register

  • Address

    c/o Peter Dickens and Edward Macnamara, of PricewaterhouseCoopers LLP (PwC), 8th Floor Central Square, 289 Wellington Street, Leeds, LS1 4DL, United Kingdom

In the full report: 1 background check

  • Who else gives the postcode LS1 4DL
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Past FCA permissions and consumer protection

  • In an insolvency process
    Money the firm held is returned through the appointed office holders, which takes time and can fall short. The FSCS covers eligible claims up to its limits, and the Ombudsman can still look at a complaint.
Show FCA detail (9 permissions)
  • Credit Broking
  • Debt Adjusting
  • Debt Administration
  • Debt-collecting
  • Debt-counselling
  • Entering into Regulated Consumer Hire Agreements as owner
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Concerns on the company record

  • Companies House records this company in liquidation, but it is still authorised on the FCA register.
  • Accounts are overdue at Companies House.
  • Confirmation statement is overdue at Companies House.
  • This company has insolvency history on record.
Company status
Liquidation
Company type
Private limited company
Incorporated
2 December 1983 (42 years old)
Registered office
8th Floor Central Square, 29 Wellington Street, Leeds, LS1 4DL
Nature of business
  • Financial leasing (SIC 64910)

Key dates in its history

PCF Credit’s history from the FCA register and Companies House, newest first.

2016

6 April 2016

  • Pcf Group PLC gained significant control

Companies House

29 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

1983

2 December 1983

  • Incorporated at Companies House

Companies House

In the full report: all 28 events

  • All 28 events in its history (4 shown here)
  • Every director appointment and resignation: 22
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Firms like PCF Credit

Other firms of the same type (lender), nearest first.

In Leeds

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on PCF Credit

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 background check on its contact details
  • All 28 events in its history

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Frequently asked questions about this firm

Is PCF Credit Limited FCA authorised?
Yes, PCF Credit Limited (FRN 683987) is authorised by the FCA to carry out regulated activities. It is also in an insolvency process, under the control of insolvency practitioners, so deal with the appointed office holders rather than the firm. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
Is PCF Credit a scam or clone?
PCF Credit is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with PCF Credit?
PCF Credit is under the control of insolvency practitioners, so money it held is returned through the appointed office holders rather than by the firm. That takes time and can fall short. Where money is missing, the FSCS covers eligible claims up to its limits, and the Financial Ombudsman Service can still consider a complaint.
Who owns PCF Credit?
Companies House lists one person with significant control of PCF Credit: Pcf Group PLC (significant influence or control).
How long has PCF Credit been in business?
The company was formed on 2 December 1983. Companies House now lists it as liquidation.

Sources and links

The full report on PCF Credit Limited

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