Peak Horizon Financial Limited

Reference number: 1054332

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Peak Horizon Financial Limited (FRN 1054332) is an AR of Sense Network Limited (FRN 465124). When you use Peak Horizon Financial's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Peak Horizon Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07976 361571

  • Address

    3 Douglas Road, Chesterfield, Derbyshire, S41 0UD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07976 361571 is
  • Who else gives the postcode S41 0UD
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
16846018
Company status
Active
Company type
Private limited company
Incorporated
11 November 2025 (less than a year old)
Registered office
3 Douglas Road, Tapton, Chesterfield, S41 0UD, United Kingdom
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Courtney Moseby Director Oct 2000 11 Nov 2025 None
John Moseby Director Oct 1955 11 Nov 2025 None
John Moseby Secretary Not published 11 Nov 2025 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Peak Horizon Financial’s history from the FCA register and Companies House, newest first.

2026

31 August 2026

  • Courtney Moseby stopped being a part-owner

Companies House

5 May 2026

  • Became an appointed representative

FCA register

2025

11 November 2025

  • Incorporated at Companies House
  • Courtney Moseby became a part-owner (25–50% of shares)
  • John Moseby took control (75–100% of shares)
  • Courtney Moseby appointed as a director
  • John Moseby appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Peak Horizon Financial

Other firms of the same type (financial adviser), nearest first.

In Chesterfield

Alison GregoryChesterfieldAppointed representativeBF Financial Planning LimitedChesterfieldAppointed representativeDavid CooperChesterfieldAppointed representativeEmma Foster Wealth Management LtdChesterfieldAppointed representativeKnight - Maley LtdChesterfieldAppointed representativeLisa Vaughan Financial Planning LtdChesterfieldAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peak Horizon Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 7 events in its history

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Frequently asked questions about this firm

Is Peak Horizon Financial Limited FCA authorised?
Peak Horizon Financial Limited (FRN 1054332) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peak Horizon Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peak Horizon Financial Limited (FRN 1054332) is an AR of Sense Network Limited (FRN 465124). When you use Peak Horizon Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peak Horizon Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peak Horizon Financial’s phone number?
The FCA register lists the phone number 07976 361571 for Peak Horizon Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Peak Horizon Financial a scam or clone?
Peak Horizon Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peak Horizon Financial?
Protection works through Sense Network Limited, the principal firm responsible for Peak Horizon Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Peak Horizon Financial?
Companies House lists one person with significant control of Peak Horizon Financial: Mr John Moseby (75–100% of shares). Before that, it was controlled by Miss Courtney Moseby.
Who runs Peak Horizon Financial?
Companies House lists 2 directors of Peak Horizon Financial: Courtney Moseby and John Moseby.
How long has Peak Horizon Financial been in business?
The company was formed on 11 November 2025.

Sources and links

The full report on Peak Horizon Financial Limited

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