Pebble Commercial Finance Ltd

Reference number: 1018984

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pebblecf.co.uk first appeared online, and whether it can receive email
  • What kind of line 0161 258 4446 is
  • Who else gives the postcode OL9 0HH
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FCA permissions and consumer protection

  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
23 June 2024 (2 years old)
Registered office
Station Business Centre 1-5 Victoria Street, Chadderton, Oldham, OL9 0HH, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Shafique Miah Director Jan 1979 23 Jun 2024 10 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
2
went insolvent
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • The one that went into liquidation or administration
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Filed accounts and finances

Year to 30 June 2026Small company accountsNot audited

Net assets

£10.6k

+67% from £6,322

Cash at bank

£19.4k

+54% from £12.6k

Employees (average)

1

Same as 1

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 15796896. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pebble Commercial Finance’s history from the FCA register and Companies House, newest first.

2024

18 November 2024

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

23 June 2024

  • Incorporated at Companies House
  • Shafique Miah took control (75–100% of shares)

Companies House

In the full report: all 7 events

  • All 7 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms connected to Pebble Commercial Finance

Other FCA-listed firms that share a director, phone number or address with Pebble Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Pebble Commercial Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Oldham

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pebble Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 7 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pebble Commercial Finance Ltd FCA authorised?
Yes, Pebble Commercial Finance Ltd (FRN 1018984) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2024 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Pebble Commercial Finance’s phone number and website?
The FCA register lists the phone number 0161 258 4446 and the website pebblecf.co.uk for Pebble Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Pebble Commercial Finance a scam or clone?
Pebble Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pebble Commercial Finance?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pebble Commercial Finance to the Financial Ombudsman Service, free of charge.
Who owns Pebble Commercial Finance?
Companies House lists one person with significant control of Pebble Commercial Finance: Mr Shafique Miah (75–100% of shares).
Who runs Pebble Commercial Finance?
Companies House lists one director of Pebble Commercial Finance: Shafique Miah.
How long has Pebble Commercial Finance been in business?
The company was formed on 23 June 2024, and has held its current FCA authorisation since November 2024.
What do Pebble Commercial Finance’s latest accounts show?
Its latest accounts, to 30 June 2026, show net assets of £10.6k (+67% from £6,322) and cash at bank of £19.4k (+54% from £12.6k).

Sources and links

The full report on Pebble Commercial Finance Ltd

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