Steven Graham Howard

Reference number: 314434

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Authorised by the FCA

Steven Graham Howard is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07721 519187

  • Address

    14 Oak Dene Close, Greenfield, Oldham, Greater Manchester, OL3 7JB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07721 519187 is
  • Who else gives the postcode OL3 7JB
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Other names (8)

If you were contacted under any of these names, it is this firm.

  • Nicola Bradley Mortgage & Protection Adviser Trading name
  • Oldham IMS Trading name
  • Oldham Premier Insurance Trading name
  • Oldham Premier Mortgages Trading name
  • Trusted Mortgage Advisers Trading name
  • You & Yours Financial Services Trading name
  • Oldham Independent Mortgage Services Former trading name
  • Right Price Home Insurance Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Steven Graham Howard’s history from the FCA register and Companies House, newest first.

Key events (4) All events (16)

2020

15 June 2020

  • Changed its registered name from "Oldham Premier Mortgages"

FCA register

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

In the full report: all 16 events

  • All 16 events in its history (4 shown here)
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Firms like Steven Graham Howard

Other firms of the same type (mortgage adviser or broker), nearest first.

In Oldham

Acumen Financial Advisers LimitedOldhamAuthorisedASL Mortgages and Protection LtdOldhamAuthorisedBuxton Lane Mortgage Services LtdOldhamAuthorisedJDS Financial SolutionsOldhamAuthorisedPebble Commercial Finance LtdOldhamAuthorisedSaddleworth Independent Mortgages LimitedOldhamAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Steven Graham Howard

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 16 events in its history

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Frequently asked questions about this firm

Is Steven Graham Howard FCA authorised?
Yes, Steven Graham Howard (FRN 314434) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Steven Graham Howard’s phone number?
The FCA register lists the phone number 07721 519187 for Steven Graham Howard. If you were given different contact details, use these to check with the firm before going any further.
Is Steven Graham Howard a scam or clone?
Steven Graham Howard is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Steven Graham Howard?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Steven Graham Howard to the Financial Ombudsman Service, free of charge.
Does Steven Graham Howard use any other names?
It trades as Nicola Bradley Mortgage & Protection Adviser, Oldham IMS, Oldham Premier Insurance, Oldham Premier Mortgages and Trusted Mortgage Advisers, and 1 more names. It has previously used 2 other names: Oldham Independent Mortgage Services and Right Price Home Insurance.

Sources and links

The full report on Steven Graham Howard

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