Pedal Plan Limited

Reference number: 991565

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When pedalplan.co.uk first appeared online, and whether it can receive email
  • What kind of line 0333 577 0433 is
  • Whether WC2H 9JQ is a shared office: 188 other firms give it
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FCA permissions and consumer protection

  • Hire out goods to consumers No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into Regulated Consumer Hire Agreements as owner
  • Exercising or having the right to exercise the owner's rights and duties under a regulated consumer hire agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14385903
Company status
Active
Company type
Private limited company
Incorporated
29 September 2022 (4 years old)
Registered office
71-75 Shelton Street, Covent Garden, London, WC2H 9JQ, United Kingdom
Nature of business
  • Retail sale of sports goods, fishing gear, camping goods, boats and bicycles (SIC 47640)

Directors and company secretaries

Name Role Born Appointed Other companies
Gareth James Lippiatt Director May 1977 29 Sep 2022 1 other company
Andrew Fowles Director Feb 1978 27 Jan 2023 None
Matthew Edward Fowles Director May 1971 16 May 2023 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
closed down
1
still active
1

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£135k

+242% from £39.5k

Employees (average)

1

Up 1 from 0

Owed within a year

£10.8k

−39% from £17.6k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14385903. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pedal Plan’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2023

24 December 2023

  • Gareth James Lippiatt gave up control

Companies House

5 May 2023

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2022

29 September 2022

  • Incorporated at Companies House
  • Gareth James Lippiatt took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms like Pedal Plan

Other firms of the same type (retailer), nearest first.

In London

Ikea LimitedLondonAuthorisedArgos LimitedLondonAuthorisedMarks and Spencer P.L.C.LondonAuthorisedCurrys Group LimitedLondonAuthorisedNew Look Retailers LimitedLondonAuthorisedTicketmaster UK LimitedLondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pedal Plan

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • All 10 events in its history

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Frequently asked questions about this firm

Is Pedal Plan Limited FCA authorised?
Yes, Pedal Plan Limited (FRN 991565) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2023 and works as a retailer. The FCA has placed no limits on its permissions.
What is Pedal Plan’s phone number and website?
The FCA register lists the phone number 0333 577 0433 and the website pedalplan.co.uk for Pedal Plan. If you were given different contact details, use these to check with the firm before going any further.
Is Pedal Plan a scam or clone?
Pedal Plan is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pedal Plan?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pedal Plan handles your money, so check the specific product before you commit. You can also refer complaints about Pedal Plan to the Financial Ombudsman Service, free of charge.
Who owns Pedal Plan?
Companies House lists no one with significant control of Pedal Plan now. Before that, it was controlled by Mr Gareth James Lippiatt.
Who runs Pedal Plan?
Companies House lists 3 directors of Pedal Plan: Gareth James Lippiatt, Andrew Fowles and Matthew Edward Fowles.
How long has Pedal Plan been in business?
The company was formed on 29 September 2022, and has held its current FCA authorisation since May 2023.
What do Pedal Plan’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £135k (+242% from £39.5k).

Sources and links

The full report on Pedal Plan Limited

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