Pegasus Independent Financial Advice Ltd

Reference number: 980252

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Sense Network Limited Reference number: 465124 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pegasus Independent Financial Advice Ltd (FRN 980252) is an AR of Sense Network Limited (FRN 465124). When you use Pegasus Independent Financial Advice's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pegasus Independent Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pegasusifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 01276 402420 is
  • Who else gives the postcode PO15 5TU
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14141025
Company status
Active
Company type
Private limited company
Incorporated
30 May 2022 (4 years old)
Registered office
Lancaster Court, 8 Barnes Wallis Road, Fareham, Hampshire, PO15 5TU, England
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Ann Gilchrist Director Apr 1970 30 May 2022 1 other company
Steven Michael Wilson Director Sep 1964 30 May 2022 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 30 September 2025Small company accountsNot audited

Net assets

£20.9k

+297% from £5,274

Cash at bank

£83.7k

+86% from £45.1k

Employees (average)

4

−20% from 5

Owed within a year

£70.6k

+20% from £58.8k

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14141025. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pegasus Independent Financial Advice’s history from the FCA register and Companies House, newest first.

2022

3 August 2022

  • Became an appointed representative

FCA register

30 May 2022

  • Incorporated at Companies House
  • Ann Gilchrist became a part-owner (25–50% of shares)
  • Steven Michael Wilson became a part-owner (25–50% of shares)
  • Ann Gilchrist appointed as a director
  • Steven Michael Wilson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Pegasus Independent Financial Advice

Other FCA-listed firms that share a director, phone number or address with Pegasus Independent Financial Advice. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Pegasus Independent Financial Advice

Other firms of the same type (financial adviser), nearest first.

In Fareham

Abbotstone Financial Solutions LLPFarehamAppointed representativeAdam BirchallFarehamAppointed representativeChester Rose (Hampshire) LimitedFarehamAppointed representativeChewton Wealth Management LimitedFarehamAppointed representativeChris Hills Financial Consultancy LtdFarehamAppointed representativeChristopher Ian LondonFarehamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pegasus Independent Financial Advice

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pegasus Independent Financial Advice Ltd FCA authorised?
Pegasus Independent Financial Advice Ltd (FRN 980252) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pegasus Independent Financial Advice?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pegasus Independent Financial Advice Ltd (FRN 980252) is an AR of Sense Network Limited (FRN 465124). When you use Pegasus Independent Financial Advice's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pegasus Independent Financial Advice, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pegasus Independent Financial Advice’s phone number and website?
The FCA register lists the phone number 01276 402420 and the website pegasusifa.co.uk for Pegasus Independent Financial Advice. If you were given different contact details, use these to check with the firm before going any further.
Is Pegasus Independent Financial Advice a scam or clone?
Pegasus Independent Financial Advice is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pegasus Independent Financial Advice?
Protection works through Sense Network Limited, the principal firm responsible for Pegasus Independent Financial Advice's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pegasus Independent Financial Advice?
Companies House lists 2 people with significant control of Pegasus Independent Financial Advice: Mr Steven Michael Wilson (25–50% of shares) and Miss Ann Gilchrist (25–50% of shares).
Who runs Pegasus Independent Financial Advice?
Companies House lists 2 directors of Pegasus Independent Financial Advice: Ann Gilchrist and Steven Michael Wilson.
How long has Pegasus Independent Financial Advice been in business?
The company was formed on 30 May 2022.
What do Pegasus Independent Financial Advice’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £20.9k (+297% from £5,274) and cash at bank of £83.7k (+86% from £45.1k).

Sources and links

The full report on Pegasus Independent Financial Advice Ltd

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