Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 2011
- Accounts filed up to 31 March 2025
- Its whole board of directors changed in October 2026
- On its latest accounts it owed £1,511 more than it owned
Responsible principal firm
Your Company Matters Limited Reference number: 486123 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Pennycuick Collins Limited (FRN 827590) is an AR of Your Company Matters Limited (FRN 486123). When you use Pennycuick Collins's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Pennycuick Collins, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Foundry, 6 Brindley Place, Birmingham, Birmingham, B1 2JB, United Kingdom
In the full report: 3 background checks
- When pennycuick.co.uk first appeared online, and whether it can receive email
- What kind of line 0121 456 1700 is
- Who else gives the postcode B1 2JB
Other names (1)
If you were contacted under any of these names, it is this firm.
- Pennycuick Collins Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Your Company Matters Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07676004 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 21 June 2011 (15 years old)
- Registered office
- Principle Estate, 137 Newhall Street, Birmingham, B3 1SF, England
- Nature of business
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- Management of real estate on a fee or contract basis (SIC 68320)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Brett Williams | Director | Feb 1968 | 6 Oct 2026 | None |
| Joseph Alan Jobson | Director | Feb 1988 | 6 Oct 2026 | 13 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 13
- closed down
- 1
- still active
- 12
In the full report: all 13 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 12 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£1,511
−114% from £10.6k
Cash at bank
£307k
−47% from £584k
Employees (average)
38
−5% from 40
Owed within a year
£303k
−58% from £729k
Net assets are negative: on its last balance sheet the company owed £1,511 more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07676004. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pennycuick Collins’s history from the FCA register and Companies House, newest first.
2026
6 October 2026
- Board replaced: both directors left and 2 new directors took over
- Adrian John Roddick stopped being a part-owner
- Charles Robert Gillett stopped being a part-owner
- Principle Estates Management Holdings Ltd took control (75–100% of shares)
- Richard Samuel Moxon stopped being a part-owner
Companies House
2025
18 June 2025
- Changed its registered name from "Pennycuick Collins Ltd"
FCA register
2018
3 December 2018
- Became an appointed representative
FCA register
31 August 2018
- Adrian John Roddick became a part-owner (25–50% of shares)
- Charles Robert Gillett became a part-owner (25–50% of shares)
- Richard Samuel Moxon became a part-owner (25–50% of shares)
Companies House
2011
21 June 2011
- Incorporated at Companies House
Companies House
In the full report: all 33 events
- All 33 events in its history (11 shown here)
- Every director appointment and resignation: 22
Firms like Pennycuick Collins
Other firms of the same type (insurance broker), nearest first.
In Birmingham
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pennycuick Collins
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 13 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 33 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk