Pennysmart Community Interest Company

Reference number: 618817

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pennysmart.org.uk first appeared online, and whether it can receive email
  • What kind of line 01244 651210 is
  • Who else gives the postcode CH1 4QL
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Pennysmart CIC Trading name
  • PS CIC Trading name

The firm, by virtue of its constitution or any enactment, must be:(i) required (after payment of outgoings) to apply the whole of its income and any capital it expends for charitable or public purposes, and (ii) prohibited from directly or indirectly distributing amongst its members any part of its assets (otherwise than for charitable or public purposes); And the firm must not have any associate (other than a not-for profit debt advice body) which carries on debt adjusting or debt counselling or providing credit information services.)

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt Adjusting
  • Debt-counselling
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07284231
Company status
Active
Company type
Private limited company
Incorporated
15 June 2010 (16 years old)
Registered office
Units 59-60, The Business Centre Minerva Avenue, Sovereign Way, Chester, Flintshire, CH1 4QL, Wales
Nature of business
  • Other education not elsewhere classified (SIC 85590)
  • Other social work activities without accommodation not elsewhere classified (SIC 88990)

Directors and company secretaries

Name Role Born Appointed Other companies
Jayne Ann Bellis Director Dec 1958 15 Jun 2010 None
Janet Elizabeth Lawton Director Mar 1964 5 Apr 2019 None
Erica Parkinson Director Jul 1971 15 May 2022 8 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
8
still active
8
is FCA-registered
1

In the full report: all 8 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 7 people who have ever been directors, with their dates
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Key dates in its history

Pennysmart Community Interest Company’s history from the FCA register and Companies House, newest first.

Key events (5) All events (21)

2016

15 June 2016

  • Jayne Ann Bellis took control (75–100% of shares)

Companies House

2014

1 April 2014

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Not for profit firm)
  • Became authorised by the FCA

FCA register

2010

15 June 2010

  • Incorporated at Companies House

Companies House

In the full report: all 21 events

  • All 21 events in its history (5 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Pennysmart Community Interest Company

Other FCA-listed firms that share a director, phone number or address with Pennysmart Community Interest Company. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1
past link
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
  • 1 past link through former directors
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Firms like Pennysmart Community Interest Company

Other firms of the same type (debt advice or management), nearest first.

In Chester

St Marks Debt Advice CentreChesterAuthorised

In the Chester (CH) postcode area

Involve NorthwestBirkenheadAuthorisedWirral Citizens Advice Bureau LimitedBirkenheadAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pennysmart Community Interest Company

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 8 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 21 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pennysmart Community Interest Company FCA authorised?
Yes, Pennysmart Community Interest Company (FRN 618817) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2014 and works as a debt advice or management. The FCA has placed no limits on its permissions.
What is Pennysmart Community Interest Company’s phone number and website?
The FCA register lists the phone number 01244 651210 and the website pennysmart.org.uk for Pennysmart Community Interest Company. If you were given different contact details, use these to check with the firm before going any further.
Is Pennysmart Community Interest Company a scam or clone?
Pennysmart Community Interest Company is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pennysmart Community Interest Company?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Pennysmart Community Interest Company handles your money, so check the specific product before you commit. You can also refer complaints about Pennysmart Community Interest Company to the Financial Ombudsman Service, free of charge.
Who owns Pennysmart Community Interest Company?
Companies House lists one person with significant control of Pennysmart Community Interest Company: Mrs Jayne Ann Bellis (75–100% of shares).
Who runs Pennysmart Community Interest Company?
Companies House lists 3 directors of Pennysmart Community Interest Company: Jayne Ann Bellis, Janet Elizabeth Lawton and Erica Parkinson.
How long has Pennysmart Community Interest Company been in business?
The company was formed on 15 June 2010, and has held its current FCA authorisation since April 2014.
Does Pennysmart Community Interest Company use any other names?
It trades as Pennysmart CIC and PS CIC.

Sources and links

The full report on Pennysmart Community Interest Company

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