Penrose Funerals Ltd

Reference number: 984094

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Appointed representative

This firm does not hold FCA authorisation of its own. It acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Golden Charter Limited Reference number: 965279 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Penrose Funerals Ltd (FRN 984094) is an AR of Golden Charter Limited (FRN 965279). When you use Penrose Funerals's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Penrose Funerals, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Same company

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

Identity

Check their details

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Verified phone number

    01702 436000

  • Verified address

    94 Bridgwater Drive, Westcliff-on-Sea, Essex, SS0 0DH, United Kingdom

Also trades as
  • Penrose funeral services

Company details

From the company's Companies House record.

Company number
09300211
Company status
Active
Company type
Private limited company
Incorporated
7 November 2014 (11 years old)
Registered office
94 Bridgewater Drive, Westcliff On Sea, SS0 0DH
Nature of business
  • Funeral and related activities (SIC 96030)

Current directors and secretaries

Name Role Born Appointed
Nathan Jeremy Vanderpant Director May 1990 21 May 2015
Jeremy Van Der Pant Director Jan 1963 1 Feb 2016
Nathan Van Der Pant Secretary Not published 7 Nov 2014

Check on the FCA register → Report a scam →

Activities and protection

What they can do, and how you are protected

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Complaints: You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Track record

FCA actions and complaints

No FCA disciplinary action, and no complaints recorded with the Ombudsman.

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Common questions

Frequently asked questions

Is Penrose Funerals Ltd FCA authorised?
Penrose Funerals Ltd (FRN 984094) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Penrose Funerals?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Penrose Funerals Ltd (FRN 984094) is an AR of Golden Charter Limited (FRN 965279). When you use Penrose Funerals's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Penrose Funerals, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Is my money safe with Penrose Funerals?
Protection works through Golden Charter Limited, the principal firm responsible for Penrose Funerals's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Is Penrose Funerals a scam or clone?
Penrose Funerals is a genuine FCA-listed firm. However, scammers sometimes clone authorised firms. Always check that the contact details you were given match those on the FCA register before sending money or sharing information.
What is Penrose Funerals's Firm Reference Number (FRN)?
Penrose Funerals's FRN is 984094. You can verify it on the FCA register.