Pernix Specialty Limited: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 4 years
Protected through the principal
No FCA actions
Active company since 2021
1 thing worth a closer look in the background checks

Responsible principal firm

Pine Walk Capital Limited Reference number: 949934 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Pernix Specialty Limited (FRN 970243) is an AR of Pine Walk Capital Limited (FRN 949934). When you use Pernix Specialty's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Pernix Specialty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

pernixspecialty.com (opens in a new tab)
Phone number

020 4566 8208
Address

22 Bishopsgate, Level 42, London, EC2N 4BQ, United Kingdom

In the full report: 3 background checks, 1 thing worth a closer look

When pernixspecialty.com first appeared online, and whether it can receive email
What kind of line 020 4566 8208 is
Whether EC2N 4BQ is a shared office: 73 other firms give it

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Pine Walk Capital Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 13787856 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 7 December 2021 (4 years old)
Registered office: 22 Bishopsgate, Level 42, London, EC2N 4BQ, United Kingdom
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Grahame Trevethan Dawe	Director	May 1970	8 Jun 2022	18 other companies
Stuart Kade Spears	Director	Jan 1983	15 Jun 2022	None
Caroline Coulson	Director	Oct 1978	12 Sep 2024	None
Gareth Conway John	Director	Mar 1973	14 Oct 2024	1 other company
Meldijana Puskar	Director	Oct 1974	29 Apr 2026	1 other company
CALLIDUS SECRETARIES LIMITED	Corporate secretary	Not published	1 Jan 2022	–

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 19
closed down: 3
are FCA-registered: 13

In the full report: all 19 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 13 on the FCA register
The 1 company these 5 directors run together
All 8 people who have ever been directors, with their dates

Key dates in its history

Pernix Specialty’s history from the FCA register and Companies House, newest first.

Key events (3) All events (14)

2022

18 February 2022

Became an appointed representative

FCA register

2021

7 December 2021

Incorporated at Companies House
Pine Walk Capital Limited took control (75–100% of shares)

Companies House

In the full report: all 14 events

All 14 events in its history (3 shown here)
Every director appointment and resignation: 11

Firms connected to Pernix Specialty

Other FCA-listed firms that share a director, phone number or address with Pernix Specialty. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 4
share a director: 4
share its postcode: 3

In the full report: all 4 connected firms, named

How each is linked: shared directors (4), the same postcode (3)
Who links each one: the named directors, with dates
8 past links through former directors

Firms like Pernix Specialty

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pernix Specialty

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

19 other companies its directors have run, named
3 background checks on its contact details, 1 flagged
All 14 events in its history
4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Pernix Specialty Limited FCA authorised?

Pernix Specialty Limited (FRN 970243) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Pernix Specialty?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pernix Specialty Limited (FRN 970243) is an AR of Pine Walk Capital Limited (FRN 949934). When you use Pernix Specialty's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pernix Specialty, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Pernix Specialty’s phone number and website?

The FCA register lists the phone number 020 4566 8208 and the website pernixspecialty.com for Pernix Specialty. If you were given different contact details, use these to check with the firm before going any further.

Is Pernix Specialty a scam or clone?

Pernix Specialty is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Pernix Specialty?

Protection works through Pine Walk Capital Limited, the principal firm responsible for Pernix Specialty's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Pernix Specialty?

Pernix Specialty is owned by Pine Walk Capital Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 7 December 2021.

Who runs Pernix Specialty?

Companies House lists 5 directors of Pernix Specialty: Grahame Trevethan Dawe, Stuart Kade Spears, Caroline Coulson, Gareth Conway John and Meldijana Puskar.

How long has Pernix Specialty been in business?

The company was formed on 7 December 2021.