Peter Roberts & Son Funeral Services Ltd

Reference number: 984158

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PETER ROBERTS & SON FUNERAL SERVICES LTD (FRN 984158) is an AR of Golden Charter Limited (FRN 965279). When you use PETER ROBERTS & SON FUNERAL SERVICES's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PETER ROBERTS & SON FUNERAL SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01745 857888

  • Address

    Peter Roberts Funeral Directors, Clwyd Avenue, Prestatyn, Denbighshire, LL19 9NG, United Kingdom

In the full report: 2 background checks

  • What kind of line 01745 857888 is
  • Who else gives the postcode LL19 9NG
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Peter Roberts & Son Funeral Service Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Golden Charter Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 November 2021 (4 years old)
Registered office
Pendre Square, Clwyd Avenue, Prestatyn, Denbighshire, LL19 9NG, United Kingdom
Nature of business
  • Funeral and related activities (SIC 96030)

Directors and company secretaries

Name Role Born Appointed Other companies
Nicole Ann Chadwick Director Aug 1993 2 Oct 2023 1 other company
Chloe Lily Maher Director Feb 1998 2 Oct 2023 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Full accountsNot audited

Net assets

£137k

+30% from £106k

Cash at bank

£41.5k

−11% from £46.8k

Owed within a year

£87.8k

−16% from £104k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 13770236. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Peter Roberts & Son Funeral Services’s history from the FCA register and Companies House, newest first.

2023

2 October 2023

  • Board replaced: its only director left and 2 new directors took over
  • Chloe Lily Maher became a part-owner (25–50% of shares)
  • Nicole Ann Chadwick became the majority owner (50–75% of shares)
  • Peter David Roberts gave up control

Companies House

2022

27 September 2022

  • Became an appointed representative

FCA register

2021

29 November 2021

  • Incorporated at Companies House
  • Peter David Roberts took control (75–100% of shares)

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 4
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Firms like Peter Roberts & Son Funeral Services

Other firms of the same type (funeral director), nearest first.

In the Llandudno (LL) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Peter Roberts & Son Funeral Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 12 events in its history

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Frequently asked questions about this firm

Is Peter Roberts & Son Funeral Services Ltd FCA authorised?
Peter Roberts & Son Funeral Services Ltd (FRN 984158) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Peter Roberts & Son Funeral Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Peter Roberts & Son Funeral Services Ltd (FRN 984158) is an AR of Golden Charter Limited (FRN 965279). When you use Peter Roberts & Son Funeral Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Peter Roberts & Son Funeral Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Peter Roberts & Son Funeral Services’ phone number?
The FCA register lists the phone number 01745 857888 for Peter Roberts & Son Funeral Services. If you were given different contact details, use these to check with the firm before going any further.
Is Peter Roberts & Son Funeral Services a scam or clone?
Peter Roberts & Son Funeral Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Peter Roberts & Son Funeral Services?
Protection works through Golden Charter Limited, the principal firm responsible for Peter Roberts & Son Funeral Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Peter Roberts & Son Funeral Services?
Companies House lists 2 people with significant control of Peter Roberts & Son Funeral Services: Mrs Nicole Ann Chadwick (50–75% of shares) and Mrs Chloe Lily Maher (25–50% of shares). Before that, it was controlled by Mr Peter David Roberts.
Who runs Peter Roberts & Son Funeral Services?
Companies House lists 2 directors of Peter Roberts & Son Funeral Services: Nicole Ann Chadwick and Chloe Lily Maher.
How long has Peter Roberts & Son Funeral Services been in business?
The company was formed on 29 November 2021.
What do Peter Roberts & Son Funeral Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £137k (+30% from £106k) and cash at bank of £41.5k (−11% from £46.8k).
Does Peter Roberts & Son Funeral Services use any other names?
It trades as Peter Roberts & Son Funeral Service.

Sources and links

The full report on Peter Roberts & Son Funeral Services Ltd

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