Philip Field

Reference number: 940208

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Appointed representative

Philip Field does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Mortgage Saving Experts Limited Reference number: 779662 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Philip Field (FRN 940208) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Philip Field's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Philip Field, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When mybluelightmortgage.co.uk first appeared online, and whether it can receive email
  • What kind of line 07484 637879 is
  • Who else gives the postcode SS3 9ND
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • My Blue Light Mortgage Trading name
  • Philip Field Mortgages Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Mortgage Saving Experts Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Philip Field’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2020

3 December 2020

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Philip Field

Other firms of the same type (mortgage adviser or broker), nearest first.

In Southend-On-Sea

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Philip Field

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Philip Field FCA authorised?
Philip Field (FRN 940208) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Philip Field?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Philip Field (FRN 940208) is an AR of Mortgage Saving Experts Limited (FRN 779662). When you use Philip Field's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Philip Field, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Philip Field’s phone number and website?
The FCA register lists the phone number 07484 637879 and the website mybluelightmortgage.co.uk for Philip Field. If you were given different contact details, use these to check with the firm before going any further.
Is Philip Field a scam or clone?
Philip Field is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Philip Field?
Protection works through Mortgage Saving Experts Limited, the principal firm responsible for Philip Field's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Philip Field use any other names?
It trades as My Blue Light Mortgage. It has previously used the name Philip Field Mortgages.

Sources and links

The full report on Philip Field

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