Philip Portlock

Reference number: 822058

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Appointed representative

Philip Portlock does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

Manchester Independent Mortgages Limited Reference number: 431647 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Philip Portlock (FRN 822058) is an AR of Manchester Independent Mortgages Limited (FRN 431647). When you use Philip Portlock's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Philip Portlock, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 818 2020

  • Address

    9 Barton Road, Worsley, Manchester, Gtr Manchester, M28 2PD, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 818 2020 is
  • Who else gives the postcode M28 2PD
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Portnership Trading name
  • Portnership Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Manchester Independent Mortgages Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Philip Portlock’s history from the FCA register and Companies House, newest first.

2026

15 June 2026

  • Changed its registered name from "Portnership Ltd"

FCA register

2024

10 April 2024

  • Changed its registered name from "Philip Portlock"

FCA register

2018

1 October 2018

  • Became an appointed representative
  • Began trading as "Portnership"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Philip Portlock

Other FCA-listed firms that share a director, phone number or address with Philip Portlock. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Philip Portlock

Other firms of the same type (mortgage adviser or broker), nearest first.

In Manchester

ClearScore Home Lending LimitedManchesterAppointed representativeAndrew LawrensonManchesterAppointed representativeAnthony MorrisManchesterAppointed representativeBell Financial Solutions LtdManchesterAppointed representativeBusy Bee Commercial Finance LimitedManchesterAppointed representativeCaldermont Private Finance LtdManchesterAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Philip Portlock

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Philip Portlock FCA authorised?
Philip Portlock (FRN 822058) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Philip Portlock?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Philip Portlock (FRN 822058) is an AR of Manchester Independent Mortgages Limited (FRN 431647). When you use Philip Portlock's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Philip Portlock, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Philip Portlock’s phone number?
The FCA register lists the phone number 0161 818 2020 for Philip Portlock. If you were given different contact details, use these to check with the firm before going any further.
Is Philip Portlock a scam or clone?
Philip Portlock is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Philip Portlock?
Protection works through Manchester Independent Mortgages Limited, the principal firm responsible for Philip Portlock's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Philip Portlock use any other names?
It trades as Portnership. It has previously used the name Portnership Ltd.

Sources and links

The full report on Philip Portlock

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