Picp Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2025

Responsible principal firm

CONCEPT BUILDING SOLUTIONS UK LIMITED Reference number: 989782 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
PICP LTD (FRN 1044850) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use PICP's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from PICP, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

07825 896168
Address

39 Washington Avenue, London, Newham, E12 5JA, United Kingdom

In the full report: 2 background checks

What kind of line 07825 896168 is
Who else gives the postcode E12 5JA

Other names (1)

If you were contacted under any of these names, it is this firm.

Concept Claim Solutions-Romford Trading name: A name it trades under now.

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Concept Building Solutions UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 16547127 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 27 June 2025 (1 year old)
Registered office: Office 6084 58 Peregrine Road, Hainault, Ilford, Essex, IG6 3SZ, United Kingdom
Nature of business: Other service activities not elsewhere classified (SIC 96090)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Naynesh Patel	Director	Oct 1965	27 Jun 2025	2 other companies
Niraben Naynesh Patel	Director	Dec 1971	27 Jun 2025	None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 2
closed down: 2

In the full report: all 2 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration

Key dates in its history

Picp’s history from the FCA register and Companies House, newest first.

Key events (4) All events (7)

2025

13 November 2025

Became an appointed representative

FCA register

27 June 2025

Incorporated at Companies House
Naynesh Patel became a part-owner (25–50% of shares)
Niraben Naynesh Patel became a part-owner (25–50% of shares)

Companies House

In the full report: all 7 events

All 7 events in its history (4 shown here)
Every director appointment and resignation: 2

Firms like Picp

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Picp

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

2 other companies its directors have run, named
2 background checks on its contact details
All 7 events in its history

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Frequently asked questions about this firm

Is Picp Ltd FCA authorised?

Picp Ltd (FRN 1044850) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Picp?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Picp Ltd (FRN 1044850) is an AR of CONCEPT BUILDING SOLUTIONS UK LIMITED (FRN 989782). When you use Picp's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Picp, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Picp’s phone number?

The FCA register lists the phone number 07825 896168 for Picp. If you were given different contact details, use these to check with the firm before going any further.

Is Picp a scam or clone?

Picp is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Picp?

Protection works through Concept Building Solutions UK Limited, the principal firm responsible for Picp's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Picp?

Companies House lists 2 people with significant control of Picp: Mr Naynesh Patel (25–50% of shares) and Mrs Niraben Naynesh Patel (25–50% of shares).

Who runs Picp?

Companies House lists 2 directors of Picp: Naynesh Patel and Niraben Naynesh Patel.

How long has Picp been in business?

The company was formed on 27 June 2025.

Does Picp use any other names?

It trades as Concept Claim Solutions-Romford.