Pikl Underwriting Ltd

Reference number: 923578

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Pikl Insurance Services Limited Reference number: 773457 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pikl Underwriting Ltd (FRN 923578) is an AR of Pikl Insurance Services Limited (FRN 773457). When you use Pikl Underwriting's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pikl Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01603 559382

  • Address

    The Atrium, St. Georges Street, Norwich, Norfolk, NR3 1AB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01603 559382 is
  • Who else gives the postcode NR3 1AB
Instant PDF download
Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pikl Limited Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Pikl Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
PIKL UNDERWRITING LIMITED
Company number
12484935
Company status
Active
Company type
Private limited company
Incorporated
26 February 2020 (6 years old)
Registered office
Suite B 2nd Floor The Atrium, St. Georges Street, Norwich, NR3 1AB, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Louise Sarah Birritteri Director Aug 1981 26 Feb 2020 4 other companies
Richard Antoni Savelli Director May 1969 26 Feb 2020 16 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
19
closed down
8
are FCA-registered
2

In the full report: all 19 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 2 directors run together
Instant PDF download

Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£23.6k

+784% from £2,672

Cash at bank

£23.7k

+248% from £6,821

Employees (average)

2

Same as 2

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 12484935. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pikl Underwriting’s history from the FCA register and Companies House, newest first.

2020

17 November 2020

  • Changed its registered name from "Pikl Limited"

FCA register

30 March 2020

  • Became an appointed representative

FCA register

26 February 2020

  • Incorporated at Companies House
  • Louise Sarah Birritteri gained significant control
  • Pikl Insurance Services Ltd took control (75–100% of shares)
  • Louise Sarah Birritteri appointed as a director
  • Richard Antoni Savelli appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Pikl Underwriting

Other FCA-listed firms that share a director, phone number or address with Pikl Underwriting. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
3

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (3)
  • Who links each one: the named directors, with dates
Instant PDF download

Firms like Pikl Underwriting

Other firms of the same type (insurance broker), nearest first.

In Norwich

Anglian Mortgages LtdNorwichAppointed representativeArnolds Keys LLPNorwichAppointed representativeBaylon Philips Financial Solutions LtdNorwichAppointed representativeBlue Button Legal Indemnities LimitedNorwichAppointed representativeCoverIQ LtdNorwichAppointed representativeEdwin Watson PartnershipNorwichAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pikl Underwriting

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 19 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 7 events in its history
  • 4 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Pikl Underwriting Ltd FCA authorised?
Pikl Underwriting Ltd (FRN 923578) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pikl Underwriting?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pikl Underwriting Ltd (FRN 923578) is an AR of Pikl Insurance Services Limited (FRN 773457). When you use Pikl Underwriting's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pikl Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pikl Underwriting’s phone number?
The FCA register lists the phone number 01603 559382 for Pikl Underwriting. If you were given different contact details, use these to check with the firm before going any further.
Is Pikl Underwriting a scam or clone?
Pikl Underwriting is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pikl Underwriting?
Protection works through Pikl Insurance Services Limited, the principal firm responsible for Pikl Underwriting's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pikl Underwriting?
Pikl Underwriting is owned by Pikl Insurance Services Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 26 February 2020.
Who runs Pikl Underwriting?
Companies House lists 2 directors of Pikl Underwriting: Louise Sarah Birritteri and Richard Antoni Savelli.
How long has Pikl Underwriting been in business?
The company was formed on 26 February 2020.
What do Pikl Underwriting’s latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £23.6k (+784% from £2,672) and cash at bank of £23.7k (+248% from £6,821).
Does Pikl Underwriting use any other names?
It has previously used the name Pikl Limited.

Sources and links

The full report on Pikl Underwriting Ltd

£19.99 · Instant PDF download

Loading secure checkout…