Pink Pig Loans Limited

Reference number: 677241

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When trufflesf.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 035 3735 is
  • Who else gives the postcode CF64 2AB
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Other names (11)

If you were contacted under any of these names, it is this firm.

  • Truffle Bridging Trading name
  • Truffle Commercial Trading name
  • Truffle Development Trading name
  • Truffle Finance Trading name
  • Truffle Group Trading name
  • Truffle Group Holdings Trading name
  • Truffle Loans Trading name
  • Truffle Mortgages Trading name
  • Truffle Second Charge Mortgages Trading name
  • Truffle Specialist Finance Trading name
  • Truffle Specialist Mortgages Trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL Advisor
  • Acting as a CBTL arranger
  • Acting as a CBTL Arranger
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt Adjusting
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05933371
Company status
Active
Company type
Private limited company
Incorporated
13 September 2006 (20 years old)
Registered office
1a First Floor Offices, Stanwell Road, Penarth, CF64 2AB, Wales
Nature of business
  • Activities of mortgage finance companies (SIC 64922)

Directors and company secretaries

Name Role Born Appointed Other companies
James Ronald Rainbird Director Feb 1978 13 Sep 2006 3 other companies
Emma Jane Rainbird Director Jun 1974 18 May 2021 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
3
still active
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 September 2025Abridged accountsNot audited

Net assets

£70.5k

−83% from £428k

Cash at bank

£117k

−39% from £190k

Employees (average)

14

+7.7% from 13

Owed within a year

£265k

−8.9% from £290k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05933371. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pink Pig Loans’s history from the FCA register and Companies House, newest first.

Key events (12) All events (33)

2021

19 May 2021

  • Emma Jane Rainbird became a part-owner (25–50% of shares)
  • Emma Jane Rainbird stopped being a part-owner

Companies House

12 February 2021

  • James Ronald William Charles Rainbird stopped being a part-owner
  • Truffle Group Holdings Ltd took control (75–100% of shares)
  • Y3s Group Ltd stopped being a part-owner

Companies House

2017

13 September 2017

  • Emma Jane Rainbird no longer has significant control

Companies House

2016

15 December 2016

  • Y3s Group Ltd became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Emma Jane Rainbird gained significant control
  • James Ronald William Charles Rainbird became a part-owner (25–50% of shares)

Companies House

2015

14 October 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

13 September 2006

  • Incorporated at Companies House

Companies House

In the full report: all 33 events

  • All 33 events in its history (12 shown here)
  • Every director appointment and resignation: 8
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Firms like Pink Pig Loans

Other firms of the same type (mortgage adviser or broker), nearest first.

In Penarth

Andrew WarnerPenarthAuthorisedChaseblue Loans Ltd.PenarthAuthorisedCuro Advisers LimitedPenarthAuthorisedJonathan Popham Mortgage Services LimitedPenarthAuthorisedMr Adam GovierPenarthAuthorisedZest Mortgages LtdPenarthAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pink Pig Loans

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 33 events in its history

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Frequently asked questions about this firm

Is Pink Pig Loans Limited FCA authorised?
Yes, Pink Pig Loans Limited (FRN 677241) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is Pink Pig Loans’ phone number and website?
The FCA register lists the phone number 0800 035 3735 and the website trufflesf.co.uk for Pink Pig Loans. If you were given different contact details, use these to check with the firm before going any further.
Is Pink Pig Loans a scam or clone?
Pink Pig Loans is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pink Pig Loans?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pink Pig Loans to the Financial Ombudsman Service, free of charge.
Who owns Pink Pig Loans?
Pink Pig Loans is owned by Truffle Group Holdings Ltd, which holds 75–100% of shares, since 12 February 2021. Before that, it was controlled by Mrs Emma Jane Rainbird, Y3s Group Ltd and Mr James Ronald William Charles Rainbird.
Who runs Pink Pig Loans?
Companies House lists 2 directors of Pink Pig Loans: James Ronald Rainbird and Emma Jane Rainbird.
How long has Pink Pig Loans been in business?
The company was formed on 13 September 2006, and has held its current FCA authorisation since October 2015.
What do Pink Pig Loans’ latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £70.5k (−83% from £428k) and cash at bank of £117k (−39% from £190k).
Does Pink Pig Loans use any other names?
It trades as Truffle Bridging, Truffle Commercial, Truffle Development, Truffle Finance and Truffle Group, and 6 more names.

Sources and links

The full report on Pink Pig Loans Limited

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