Pinnacle Housing Limited

Reference number: 760038

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pinnacle Housing Limited (FRN 760038) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Pinnacle Housing's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pinnacle Housing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pinnaclegroup.co.uk first appeared online, and whether it can receive email
  • What kind of line 020 7017 2000 is
  • Who else gives the postcode WC1V 6PL
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Pinnacle Housing Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
21 April 1988 (38 years old)
Registered office
8th Floor Holborn Tower, 137-144 High Holborn, London, WC1V 6PL, United Kingdom
Nature of business
  • Management of real estate on a fee or contract basis (SIC 68320)

Directors and company secretaries

Name Role Born Appointed Other companies
James Lindon Saunders Director Feb 1965 1 Mar 1998 17 other companies
Nicholas Paul Wright Director Oct 1971 1 Jan 2001 17 other companies
Neil Fergus Director Aug 1974 11 Feb 2016 3 other companies
Christopher Mark Hodson Director Nov 1974 30 Sep 2018 44 other companies
Claire Kober Director Mar 1978 1 Mar 2019 7 other companies
Peregrine Murray Addison Lloyd Director Mar 1956 1 Mar 2019 71 other companies

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
98
closed down
24
went insolvent
1

In the full report: all 98 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • The one that went into liquidation or administration
  • The 39 companies these 6 directors run together
  • All 39 people who have ever been directors, with their dates
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Key dates in its history

Pinnacle Housing’s history from the FCA register and Companies House, newest first.

2026

25 February 2026

  • Changed its registered name from "Pinnacle Housing Ltd"

FCA register

2016

5 October 2016

  • Became an appointed representative

FCA register

6 April 2016

  • Pinnacle Psg Limited took control (75–100% of shares)

Companies House

1988

21 April 1988

  • Incorporated at Companies House

Companies House

In the full report: all 68 events

  • All 68 events in its history (4 shown here)
  • Every director appointment and resignation: 64
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Firms connected to Pinnacle Housing

Other FCA-listed firms that share a director, phone number or address with Pinnacle Housing. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Pinnacle Housing

Other firms of the same type (insurance broker), nearest first.

In London

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinnacle Housing

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 98 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 68 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pinnacle Housing Limited FCA authorised?
Pinnacle Housing Limited (FRN 760038) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pinnacle Housing?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pinnacle Housing Limited (FRN 760038) is an AR of ST. GILES INSURANCE & FINANCE SERVICES LIMITED (FRN 311167). When you use Pinnacle Housing's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pinnacle Housing, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pinnacle Housing’s phone number and website?
The FCA register lists the phone number 020 7017 2000 and the website pinnaclegroup.co.uk for Pinnacle Housing. If you were given different contact details, use these to check with the firm before going any further.
Is Pinnacle Housing a scam or clone?
Pinnacle Housing is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pinnacle Housing?
Protection works through St. Giles Insurance & Finance Services Limited, the principal firm responsible for Pinnacle Housing's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pinnacle Housing?
Pinnacle Housing is owned by Pinnacle Psg Limited, which holds 75–100% of shares and 75–100% of votes, since 6 April 2016.
Who runs Pinnacle Housing?
Companies House lists 6 directors of Pinnacle Housing: James Lindon Saunders, Nicholas Paul Wright, Neil Fergus, Christopher Mark Hodson, Claire Kober and Peregrine Murray Addison Lloyd.
How long has Pinnacle Housing been in business?
The company was formed on 21 April 1988.
Does Pinnacle Housing use any other names?
It has previously used the name Pinnacle Housing Ltd.

Sources and links

The full report on Pinnacle Housing Limited

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