Pinnacle Loss Adjusters Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 10 years
Protected through the principal
No FCA actions
Active company since 2015
Accounts filed up to 28 February 2025

Responsible principal firm

P I Professions Ltd Reference number: 1018445 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Pinnacle Loss Adjusters Ltd (FRN 728000) is an AR of P I Professions Ltd (FRN 1018445). When you use Pinnacle Loss Adjusters's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Pinnacle Loss Adjusters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

pinnacle-loss-adjusters.com (opens in a new tab)
Phone number

0141 639 3696
Address

4 Old Humbie Road, Newton Mearns, Glasgow, East Renfrewshire, G77 5DF, Scotland

In the full report: 3 background checks

When pinnacle-loss-adjusters.com first appeared online, and whether it can receive email
What kind of line 0141 639 3696 is
Who else gives the postcode G77 5DF

FCA permissions and consumer protection

Protection through the principal firm
Protection works through P I Professions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: PINNACLE LOSS ADJUSTERS LIMITED
Company number: SC497984 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 17 February 2015 (11 years old)
Registered office: 4 Old Humbie Road, Newton Mearns, Glasgow, G77 5DF, Scotland
Nature of business: Risk and damage evaluation (SIC 66210)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Martino Marchetti	Director	May 1969	1 Sep 2015	8 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 8
closed down: 3
are FCA-registered: 3

In the full report: all 8 companies, named

What each company does, and whether it is still trading
Which of its director sits on each board, and since when
Any that went into liquidation or administration
The 3 on the FCA register
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 28 February 2025Micro-entity accountsNot audited

Net assets

£17.8k

Up £18.1k from −£307

Employees (average)

2

Same as 2

Owed within a year

£165k

+50% from £110k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC497984. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pinnacle Loss Adjusters’s history from the FCA register and Companies House, newest first.

Key events (3) All events (10)

2016

6 April 2016

Martino Marchetti took control (75–100% of shares)

Companies House

2015

4 December 2015

Became an appointed representative

FCA register

17 February 2015

Incorporated at Companies House

Companies House

In the full report: all 10 events

All 10 events in its history (3 shown here)
Every director appointment and resignation: 7

Firms connected to Pinnacle Loss Adjusters

Other FCA-listed firms that share a director, phone number or address with Pinnacle Loss Adjusters. A link shows who the firm is tied to, not whether either can be trusted.

past links: 3

In the full report: all 0 connected firms, named

3 past links through former directors

Firms like Pinnacle Loss Adjusters

Other firms of the same type (insurance broker), nearest first.

In Glasgow

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinnacle Loss Adjusters

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

8 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 10 events in its history

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Frequently asked questions about this firm

Is Pinnacle Loss Adjusters Ltd FCA authorised?

Pinnacle Loss Adjusters Ltd (FRN 728000) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Pinnacle Loss Adjusters?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pinnacle Loss Adjusters Ltd (FRN 728000) is an AR of P I Professions Ltd (FRN 1018445). When you use Pinnacle Loss Adjusters's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pinnacle Loss Adjusters, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Pinnacle Loss Adjusters’ phone number and website?

The FCA register lists the phone number 0141 639 3696 and the website pinnacle-loss-adjusters.com for Pinnacle Loss Adjusters. If you were given different contact details, use these to check with the firm before going any further.

Is Pinnacle Loss Adjusters a scam or clone?

Pinnacle Loss Adjusters is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Pinnacle Loss Adjusters?

Protection works through P I Professions Ltd, the principal firm responsible for Pinnacle Loss Adjusters's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Pinnacle Loss Adjusters?

Companies House lists one person with significant control of Pinnacle Loss Adjusters: Mr Martino Marchetti (75–100% of shares).

Who runs Pinnacle Loss Adjusters?

Companies House lists one director of Pinnacle Loss Adjusters: Martino Marchetti.

How long has Pinnacle Loss Adjusters been in business?

The company was formed on 17 February 2015.

What do Pinnacle Loss Adjusters’ latest accounts show?

Its latest accounts, to 28 February 2025, show net assets of £17.8k (up £18.1k from −£307).