Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £445 more than it owned
Responsible principal firm
STONEBRIDGE MORTGAGE SOLUTIONS LIMITED Reference number: 454811 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Pinnacle Mortgage Specialist Ltd. (FRN 591049) is an AR of STONEBRIDGE MORTGAGE SOLUTIONS LIMITED (FRN 454811). When you use Pinnacle Mortgage Specialist's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Pinnacle Mortgage Specialist, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
194 Wilmslow Road, Heald Green, Cheadle, Greater Manchester, SK8 3BH, United Kingdom
In the full report: 2 background checks
- What kind of line 07581 357415 is
- Who else gives the postcode SK8 3BH
Other names (2)
If you were contacted under any of these names, it is this firm.
- Pinnacle Independent Mortgages Limited Former name: A name it was registered under before.
- Pinnacle Mortgage Specialist Limited Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stonebridge Mortgage Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08219810 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 September 2012 (14 years old)
- Registered office
- 194 Wilmslow Road, Heald Green, Cheadle, SK8 3BH, England
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Leila Jolene Nazaripour | Director | Sep 1984 | 19 Sep 2012 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
−£445
−121% from £2,072
Employees (average)
1
Same as 1
Owed within a year
£3,223
−50% from £6,485
Net assets are negative: on its last balance sheet the company owed £445 more than it owned.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 08219810. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pinnacle Mortgage Specialist’s history from the FCA register and Companies House, newest first.
2025
16 September 2025
- Changed its registered name from "Pinnacle Mortgage Specialist Ltd"
FCA register
30 April 2025
- Changed its registered name from "Pinnacle Mortgage Specialist Limited"
FCA register
2016
6 April 2016
- Leila Nazaripour took control (75–100% of shares)
Companies House
16 March 2016
- Changed its registered name from "Pinnacle Independent Mortgages Limited"
FCA register
2012
9 November 2012
- Became an appointed representative
FCA register
19 September 2012
- Incorporated at Companies House
- Leila Jolene Nazaripour appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Pinnacle Mortgage Specialist
Other FCA-listed firms that share a director, phone number or address with Pinnacle Mortgage Specialist. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Pinnacle Mortgage Specialist
Other firms of the same type (mortgage adviser or broker), nearest first.
In Cheadle
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pinnacle Mortgage Specialist
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 7 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Pinnacle Mortgage Specialist Ltd. FCA authorised?
What does appointed representative mean for Pinnacle Mortgage Specialist?
What is Pinnacle Mortgage Specialist’s phone number?
Is Pinnacle Mortgage Specialist a scam or clone?
Is my money safe with Pinnacle Mortgage Specialist?
Who owns Pinnacle Mortgage Specialist?
Who runs Pinnacle Mortgage Specialist?
How long has Pinnacle Mortgage Specialist been in business?
What do Pinnacle Mortgage Specialist’s latest accounts show?
Does Pinnacle Mortgage Specialist use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk