Pinnacle Mortgages and Protection Ltd

Reference number: 1057849

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Pinnacle Mortgages and Protection Ltd (FRN 1057849) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Pinnacle Mortgages and Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Pinnacle Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07734 013840

  • Address

    39 Station Road, Long Eaton, Nottingham, Derbyshire, NG10 2DJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 07734 013840 is
  • Who else gives the postcode NG10 2DJ
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
17104135
Company status
Active
Company type
Private limited company
Incorporated
19 March 2026 (less than a year old)
Registered office
39 Station Road, Long Eaton, Nottingham, NG10 2DJ, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Callum Reece Gossling Director Nov 1996 19 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Pinnacle Mortgages and Protection’s history from the FCA register and Companies House, newest first.

2026

15 July 2026

  • Became an appointed representative

FCA register

19 March 2026

  • Incorporated at Companies House
  • Callum Reece Gossling took control (75–100% of shares)
  • Callum Reece Gossling appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Pinnacle Mortgages and Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Nottingham

Andrew Brian RobinsonNottinghamAppointed representativebest4finance LimitedNottinghamAppointed representativeBlue Peak Finance LimitedNottinghamAppointed representativeBZS Mortgages LtdNottinghamAppointed representativeCapexpand LtdNottinghamAppointed representativeCasa UK Mortgages LtdNottinghamAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pinnacle Mortgages and Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Pinnacle Mortgages and Protection Ltd FCA authorised?
Pinnacle Mortgages and Protection Ltd (FRN 1057849) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Pinnacle Mortgages and Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Pinnacle Mortgages and Protection Ltd (FRN 1057849) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Pinnacle Mortgages and Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Pinnacle Mortgages and Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pinnacle Mortgages and Protection’s phone number?
The FCA register lists the phone number 07734 013840 for Pinnacle Mortgages and Protection. If you were given different contact details, use these to check with the firm before going any further.
Is Pinnacle Mortgages and Protection a scam or clone?
Pinnacle Mortgages and Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pinnacle Mortgages and Protection?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Pinnacle Mortgages and Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pinnacle Mortgages and Protection?
Companies House lists one person with significant control of Pinnacle Mortgages and Protection: Mr Callum Reece Gossling (75–100% of shares).
Who runs Pinnacle Mortgages and Protection?
Companies House lists one director of Pinnacle Mortgages and Protection: Callum Reece Gossling.
How long has Pinnacle Mortgages and Protection been in business?
The company was formed on 19 March 2026.

Sources and links

The full report on Pinnacle Mortgages and Protection Ltd

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