Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 July 2025
- Confirmation statement is overdue at Companies House
- 1 thing worth a closer look in the background checks
Responsible principal firm
STUBBEN EDGE AND PARTNERS LIMITED Reference number: 815500 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Pioneer Reinsurance Brokers (UK) Ltd (FRN 980164) is an AR of STUBBEN EDGE AND PARTNERS LIMITED (FRN 815500). When you use Pioneer Reinsurance Brokers (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Pioneer Reinsurance Brokers (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
7th Floor, c/o Helodrium, Stubben Edge, 77 Cornhill, London, City Of London, EC3V 3QQ, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line 020 3544 5050 is, and the other firm that gives it
- Whether EC3V 3QQ is a shared office: 22 other firms give it
Other names (1)
If you were contacted under any of these names, it is this firm.
- Pioneer I&RB Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Stubben Edge and Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
Concerns on the company record
- Confirmation statement is overdue at Companies House.
- Company number
- 14208907 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 1 July 2022 (4 years old)
- Registered office
- C/O Helodrium, 7th Floor, 77 Cornhill, London, EC3V 3QQ, United Kingdom
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Gaurang Manhar Gandhi | Director | Feb 1955 | 1 Jul 2022 | None |
| Sanjay Madho Kabra | Director | Nov 1973 | 1 Jul 2022 | None |
| Michael Claydon | Director | Jun 1943 | 9 Jul 2024 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- closed down
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£100
No earlier figure to compare
Cash at bank
£100
No earlier figure to compare
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14208907. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Pioneer Reinsurance Brokers (UK)’s history from the FCA register and Companies House, newest first.
2022
7 October 2022
- Changed its registered name from "Pioneer I&RB Ltd"
FCA register
2 August 2022
- Became an appointed representative
FCA register
22 July 2022
- Gaurang Manhar Gandhi gave up control
- Pioneer Insurance & Reinsurance Brokers Pvt Ltd took control (75–100% of shares)
Companies House
1 July 2022
- Incorporated at Companies House
- Gaurang Manhar Gandhi took control (75–100% of shares)
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Pioneer Reinsurance Brokers (UK)
Other FCA-listed firms that share a director, phone number or address with Pioneer Reinsurance Brokers (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1)
- Who links it to this firm: the named directors, with dates
Firms like Pioneer Reinsurance Brokers (UK)
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Pioneer Reinsurance Brokers (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 11 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do Pioneer Reinsurance Brokers (UK)’s latest accounts show?
Does Pioneer Reinsurance Brokers (UK) use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk