Plain English Finance Ltd.
Reference number: 564876
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Stag Gates House, 63/64 The Avenue, Southampton Hampshire, London, SO17 1XS, United Kingdom
In the full report: 3 background checks, 1 thing worth a closer look
- When plainenglishfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 07775 892474 is
- Who else gives the postcode SO17 1XS
FCA permissions and consumer protection
- Give regulated advice FSCS may applyA claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
- Manage or trade investments FSCS may applyEligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (4 permissions)
- Advising on investments (except on Pension Transfers and Pension Opt Outs)
- Arranging (bringing about) deals in investments
- Dealing in investments as agent
- Managing investments
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 07503422 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 January 2011 (15 years old)
- Registered office
- Stag Gates House, 63/64 The Avenue, Southampton, Hampshire, SO17 1XS
- Nature of business
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- Other publishing activities (SIC 58190)
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew William Craig | Director | Jul 1975 | 24 Jan 2011 | 1 other company |
| Timothy James Peacock | Director | May 1977 | 1 Mar 2011 | 5 other companies |
| Alan Reginald Back | Director | Sep 1961 | 25 Apr 2017 | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 11
- closed down
- 4
- is FCA-registered
- 1
In the full report: all 11 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- All 6 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£209k
−17% from £251k
Cash at bank
£67.0k
−36% from £105k
Owed within a year
£18.9k
+9% from £17.4k
No turnover or profit for the year to 31 December 2025: the accounts print them but do not tag them. The last tagged figures are £133k turnover and −£48.6k profit, for the year to 31 December 2021.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 07503422. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Plain English Finance’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Andrew William Craig became the majority owner (50–75% of shares)
Companies House
2013
1 April 2013
- Regulated by the FCA from this date
FCA register
2012
2 July 2012
- Became authorised by the FCA
FCA register
2011
13 October 2011
- Regulated by the Financial Services Authority from this date
FCA register
24 January 2011
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (5 shown here)
- Every director appointment and resignation: 9
Firms connected to Plain English Finance
Other FCA-listed firms that share a director, phone number or address with Plain English Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
- past link
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
- 1 past link through former directors
Firms like Plain English Finance
Other firms of the same type (investment or fund manager), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Plain English Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 11 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 6 years of accounts, charted
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Who runs Plain English Finance?
How long has Plain English Finance been in business?
What do Plain English Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Check your FSCS cover fscs.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk