Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2015
- Accounts filed up to 31 May 2024
Responsible principal firm
Leadenhall Insurance Brokers Limited Reference number: 537555 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Platinum Underwriting Ltd (FRN 672688) is an AR of Leadenhall Insurance Brokers Limited (FRN 537555). When you use Platinum Underwriting's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Platinum Underwriting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Suite 833, Gallery 8, The Lloyd's Building, One Lime Street, London, EC3 7HA, United Kingdom
In the full report: 3 background checks
- When platinumunderwriting.com first appeared online, and whether it can receive email
- What kind of line 0844 967 0703 is, and the 2 other firms that give it
- Who else gives the postcode EC3 7HA
Other names (1)
If you were contacted under any of these names, it is this firm.
- Platinum Commercial Risks Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Leadenhall Insurance Brokers Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09415821 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 2 February 2015 (11 years old)
- Registered office
- Elmwood House Ghyll Royd, Guiseley, Leeds, LS20 9LT, England
- Nature of business
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- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kathren Wright | Director | Feb 1972 | 13 Feb 2025 | 79 other companies |
| Matthew Robert Erasmus | Director | Jun 1973 | 21 Apr 2026 | 34 other companies |
| Charles Jake Christian Fox | Director | Sep 1977 | 21 Apr 2026 | 26 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 95
- closed down
- 2
- are FCA-registered
- 35
In the full report: all 95 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 35 on the FCA register, including one no longer authorised
- The 43 companies these 3 directors run together
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£232k
+23% from £188k
Employees (average)
5
Same as 5
Owed within a year
£968k
<1% from £972k
Assets and liabilities
In the full report: all 5 years of accounts
- Every year from 2020 to 2024
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09415821. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Platinum Underwriting’s history from the FCA register and Companies House, newest first.
2023
20 September 2023
- Kevin Michael Carrabine no longer has significant control
Companies House
2019
1 July 2019
- Confidential Solutions Group Limited gave up control
- Kevin Michael Carrabine gained significant control
Companies House
2016
9 September 2016
- Confidential Solutions Group Limited took control (75–100% of shares)
Companies House
6 April 2016
- Confidential Solutions Group Limited took control (75–100% of shares)
Companies House
28 January 2016
- Changed its registered name from "Platinum Commercial Risks Ltd"
FCA register
2015
19 February 2015
- Became an appointed representative
FCA register
2 February 2015
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (8 shown here)
- Every director appointment and resignation: 5
Firms connected to Platinum Underwriting
Other FCA-listed firms that share a director, phone number or address with Platinum Underwriting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 10
- share a director
- 9
- share its phone number
- 2
In the full report: all 10 connected firms, named
- How each is linked: shared directors (9), the same phone number (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Platinum Underwriting
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Platinum Underwriting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 95 other companies its directors have run, named
- 3 background checks on its contact details
- 5 years of accounts, charted
- All 13 events in its history
- 10 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk