Plum Fintech Limited

Reference number: 836158

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Registered with the FCA

This firm is registered to provide account information services. With your permission it can read your account data, but it cannot hold or move your money.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When withplum.com first appeared online, and whether it can receive email
  • What kind of line 020 3038 8002 is, and the 2 other firms that give it
  • Who else gives the postcode EC1R 0DE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Plum Trading name
  • Plum Fintech LTD Former name

FCA permissions and consumer protection

  • Account information No FSCS cover
    This firm does not hold or move your money, it only reads your account data with your permission. There are no customer funds to safeguard and FSCS protection does not arise. You can still complain about how it handled your data.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09952199
Company status
Active
Company type
Private limited company
Incorporated
14 January 2016 (10 years old)
Registered office
2-7 Clerkenwell Green, 2nd Floor, London, EC1R 0DE, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Victor Michael Trokoudes Director Feb 1984 14 Jan 2016 4 other companies
Apostolos Foteinakis Director Feb 1983 1 Jul 2024 1 other company
Maryam Mcloughlin Director Mar 1982 2 Dec 2024 1 other company

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
1
are FCA-registered
2

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 1 company these 3 directors run together
  • All 5 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Group accountsAudited

Net assets

−£628k

First group accounts: no earlier group figure to compare

Cash at bank

£16.0m

First group accounts: no earlier group figure to compare

Net assets are negative: on its last balance sheet the company owed £628k more than it owned.

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Figures from the year to 31 March 2025 are for the group: the company and the businesses it owns. Earlier years are the company’s own accounts, from before it had a group.

Accounts filed at Companies House for company 09952199. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Plum Fintech’s history from the FCA register and Companies House, newest first.

Key events (10) All events (18)

2021

16 September 2021

  • Changed its registered name from "Plum Fintech LTD"

FCA register

10 August 2021

  • Victor Trokoudes no longer holds 25–50% of the votes

Companies House

2020

1 January 2020

  • Victor Trokoudes gained 25–50% of the votes

Companies House

2019

23 December 2019

  • Status on the FCA register became "Registered Account Information Service Provider"

FCA register

11 March 2019

  • Victor Trokoudes stopped being a part-owner

Companies House

8 March 2019

  • Regulated by the FCA from this date

FCA register

2018

9 October 2018

  • Alexandros Michael stopped being a part-owner

Companies House

2016

7 April 2016

  • Alexandros Michael became a part-owner (25–50% of shares)
  • Victor Trokoudes became a part-owner (25–50% of shares)

Companies House

14 January 2016

  • Incorporated at Companies House

Companies House

In the full report: all 18 events

  • All 18 events in its history (10 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Plum Fintech

Other FCA-listed firms that share a director, phone number or address with Plum Fintech. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
2
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (5)
  • Who links each one: the named directors, with dates
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Firms like Plum Fintech

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Plum Fintech

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 18 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Plum Fintech Limited FCA authorised?
Yes, Plum Fintech Limited (FRN 836158) is registered with the FCA and permitted to provide its regulated services.
What is Plum Fintech’s phone number and website?
The FCA register lists the phone number 020 3038 8002 and the website withplum.com for Plum Fintech. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Plum Fintech a scam or clone?
Plum Fintech is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Plum Fintech?
Protection depends on which product you hold and how Plum Fintech handles your money, so check the specific product before you commit. You can also refer complaints about Plum Fintech to the Financial Ombudsman Service, free of charge.
Who owns Plum Fintech?
Companies House lists no one with significant control of Plum Fintech now. Before that, it was controlled by Mr Alexandros Michael and Mr Victor Trokoudes.
Who runs Plum Fintech?
Companies House lists 3 directors of Plum Fintech: Victor Michael Trokoudes, Apostolos Foteinakis and Maryam McLoughlin.
How long has Plum Fintech been in business?
The company was formed on 14 January 2016, and has held its current FCA authorisation since December 2019.
What do Plum Fintech’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of −£628k (first group accounts: no earlier group figure to compare) and cash at bank of £16.0m (first group accounts: no earlier group figure to compare).
Does Plum Fintech use any other names?
It trades as Plum. It has previously used the name Plum Fintech LTD.

Sources and links

The full report on Plum Fintech Limited

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