Pointer Limited

Reference number: 928223

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Pointer Limited (FRN 928223) introduces customers to SG Fleet UK Limited (FRN 625294). Any regulated advice or arranging is done by the principal, not Pointer.
  • Example: if Pointer refers you to a financial adviser, the advice should come from the principal firm, not from Pointer itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pointer.co.uk first appeared online, and whether it can receive email
  • What kind of line 0141 564 2500 is
  • Who else gives the postcode G4 0DT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through SG Fleet UK Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
30 March 1970 (56 years old)
Registered office
65 North Wallace Street, Glasgow, G4 0DT
Nature of business
  • Security systems service activities (SIC 80200)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert Alexander Rowan Director Jun 1961 29 Sep 1995 6 other companies
Margaret Laidlaw Rowan Director Jan 1938 1 Apr 2018 4 other companies
Alexander Young Cassells Director Feb 1962 1 Jul 2019 1 other company
Wendy Irene Hay Director Mar 1971 1 Jul 2019 16 other companies

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
21
closed down
7
run together
5

In the full report: all 21 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 5 companies these 4 directors run together
  • All 10 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2021Full accountsAudited

Turnover

£16.9m

+12% from £15.1m

Profit before tax

£1.00m

+277% from £265k

Net assets

£2.47m

+20% from £2.06m

Cash at bank

£1.30m

+130% from £568k

Turnover and profit

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC047359. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pointer’s history from the FCA register and Companies House, newest first.

2020

22 June 2020

  • Became an introducer appointed representative

FCA register

2017

3 July 2017

  • Pointer Holdings Ltd took control (75–100% of shares)

Companies House

1970

30 March 1970

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (3 shown here)
  • Every director appointment and resignation: 16
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Firms like Pointer

Other firms of the same type (insurance broker), nearest first.

In Glasgow

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pointer

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 21 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 19 events in its history

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Frequently asked questions about this firm

Is Pointer Limited FCA authorised?
Pointer Limited (FRN 928223) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Pointer?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Pointer Limited (FRN 928223) introduces customers to SG Fleet UK Limited (FRN 625294). Any regulated advice or arranging is done by the principal, not Pointer. Example: if Pointer refers you to a financial adviser, the advice should come from the principal firm, not from Pointer itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Pointer’s phone number and website?
The FCA register lists the phone number 0141 564 2500 and the website pointer.co.uk for Pointer. If you were given different contact details, use these to check with the firm before going any further.
Is Pointer a scam or clone?
Pointer is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pointer?
Protection works through SG Fleet UK Limited, the principal firm responsible for Pointer's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Pointer?
Pointer is owned by Pointer Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 3 July 2017.
Who runs Pointer?
Companies House lists 4 directors of Pointer: Robert Alexander Rowan, Margaret Laidlaw Rowan, Alexander Young Cassells and Wendy Irene Hay.
How long has Pointer been in business?
The company was formed on 30 March 1970.
What do Pointer’s latest accounts show?
Its latest accounts, to 30 June 2021, show turnover of £16.9m (+12% from £15.1m) and profit before tax of £1.00m (+277% from £265k).

Sources and links

The full report on Pointer Limited

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