Polaris Finance Limited

Reference number: 674805

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01707 291200

  • Address

    Salisbury House, 81 High Street, Salisbury House, Potters Bar, Hertfordshire, EN6 5AS, United Kingdom

In the full report: 2 background checks

  • What kind of line 01707 291200 is, and the 2 other firms that give it
  • Who else gives the postcode EN6 5AS
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FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (3 permissions)
  • Debt-counselling
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
3 December 2007 (18 years old)
Registered office
Salisbury House South Wing 81 High Street, Potters Bar, Hertfordshire, EN6 5AS
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mario Georgiades Director Sep 1961 3 Dec 2007 15 other companies
Mario Georgiades Secretary Not published 3 Dec 2007 15 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
15
closed down
8
are FCA-registered
3

In the full report: all 15 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 March 2025Abridged accountsNot audited

Net assets

£27.1k

+5.2% from £25.8k

Cash at bank

£0

−100% from £16.5k

Employees (average)

0

Same as 0

Owed within a year

£5,873

+436% from £1,096

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06442624. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Polaris Finance’s history from the FCA register and Companies House, newest first.

2024

1 August 2024

  • Mario Georgiades became a part-owner (25–50% of shares)
  • Tower Pension Trustees Ltd Sipp Re M Georgiades stopped being a part-owner

Companies House

2016

6 April 2016

  • Joanne Ruth Georgiades became a part-owner (25–50% of shares)
  • Tower Pension Trustees Ltd Sipp Re M Georgiades became a part-owner (25–50% of shares)

Companies House

8 January 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2007

3 December 2007

  • Incorporated at Companies House

Companies House

In the full report: all 12 events

  • All 12 events in its history (7 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Polaris Finance

Other FCA-listed firms that share a director, phone number or address with Polaris Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share a director
2
share its phone number
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Polaris Finance

Other firms of the same type (lender), nearest first.

In Potters Bar

In the Enfield (EN) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Polaris Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 15 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 12 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Polaris Finance Limited FCA authorised?
Yes, Polaris Finance Limited (FRN 674805) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2016 and works as a lender. The FCA has placed no limits on its permissions.
What is Polaris Finance’s phone number?
The FCA register lists the phone number 01707 291200 for Polaris Finance. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Polaris Finance a scam or clone?
Polaris Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Polaris Finance?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Polaris Finance handles your money, so check the specific product before you commit. You can also refer complaints about Polaris Finance to the Financial Ombudsman Service, free of charge.
Who owns Polaris Finance?
Companies House lists 2 people with significant control of Polaris Finance: Mr Mario Georgiades (25–50% of shares) and Mrs Joanne Ruth Georgiades (25–50% of shares). Before that, it was controlled by Tower Pension Trustees Ltd Sipp Re M Georgiades.
Who runs Polaris Finance?
Companies House lists one director of Polaris Finance: Mario Georgiades.
How long has Polaris Finance been in business?
The company was formed on 3 December 2007, and has held its current FCA authorisation since January 2016.
What do Polaris Finance’s latest accounts show?
Its latest accounts, to 30 March 2025, show net assets of £27.1k (+5.2% from £25.8k) and cash at bank of £0 (−100% from £16.5k).

Sources and links

The full report on Polaris Finance Limited

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