Ramasis Limited

Reference number: 306294

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When ramasis.co.uk first appeared online, and whether it can receive email
  • What kind of line 01707 518339 is
  • Who else gives the postcode EN6 1TL
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Other names (21)

If you were contacted under any of these names, it is this firm.

  • BikePlus Trading name
  • buymycover.co.uk Trading name
  • insure4aday.co.uk Trading name
  • InsureBlackBox Trading name
  • InsureCarHire Trading name
  • InsureDaily Trading name
  • InsurelearnerDriver.co.uk Trading name
  • Learn 2 Drive Trading name
  • Ramasis Insurance Services Trading name
  • Safelyinsured.co.uk Trading name
  • short-terminsurance.co.uk Trading name
  • WeekInsure Trading name
  • Weeklycover.co.uk Trading name
  • Wicked Quotes Trading name
  • Ramasis Ltd Former name
  • Ducati Insurance Services Former trading name
  • Hml Bike Plus Former trading name
  • InsureMotorTrader.co.uk Former trading name
  • Kawasaki Insurance Services Former trading name
  • Sky Insurance Services Former trading name
  • Winners Direct Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (10 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt Administration
  • Debt-collecting
  • Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04670555
Company status
Active
Company type
Private limited company
Incorporated
19 February 2003 (23 years old)
Registered office
167 Turners Hill, Cheshunt, Waltham Cross, Hertfordshire, EN8 9BH, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael James Daly Director May 1955 12 Nov 2015 8 other companies
Scott Forrester Director Sep 1980 21 Dec 2017 4 other companies
Paul Desmond Daly Director Jan 1971 5 Jul 2018 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
5
are FCA-registered
2

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • The 4 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 October 2025Small company accountsAudited

Total equity

£1.37m

−51% from £2.78m

Cash at bank

£2.66m

−37% from £4.20m

Employees (average)

32

−42% from 55

Owed within a year

£2.01m

−12% from £2.28m

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04670555. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ramasis’s history from the FCA register and Companies House, newest first.

Key events (6) All events (64)

2021

1 April 2021

  • Changed its registered name from "Ramasis Ltd"

FCA register

2016

30 June 2016

  • Daly Holdings Ltd took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2003

19 February 2003

  • Incorporated at Companies House

Companies House

In the full report: all 64 events

  • All 64 events in its history (6 shown here)
  • Every director appointment and resignation: 11
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Firms connected to Ramasis

Other FCA-listed firms that share a director, phone number or address with Ramasis. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share a director
2
share its postcode
4

In the full report: all 4 connected firms, named

  • How each is linked: shared directors (2), the same postcode (4)
  • Who links each one: the named directors, with dates
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Firms like Ramasis

Other firms of the same type (lender), nearest first.

In the Enfield (EN) postcode area

Patricia Mary RichmondCuffley, Potters BarAuthorisedPolaris Finance LimitedPotters BarAuthorisedTerence AppleEnfieldAuthorisedUniversal personal finance limitedPotters BarAuthorisedClaybrook Group LimitedWaltham AbbeyAuthorisedDuarte Adam LimitedWaltham CrossAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ramasis

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 64 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ramasis Limited FCA authorised?
Yes, Ramasis Limited (FRN 306294) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as a lender. The FCA has placed no limits on its permissions.
What is Ramasis’ phone number and website?
The FCA register lists the phone number 01707 518339 and the website ramasis.co.uk for Ramasis. If you were given different contact details, use these to check with the firm before going any further.
Is Ramasis a scam or clone?
Ramasis is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ramasis?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Ramasis to the Financial Ombudsman Service, free of charge.
Who owns Ramasis?
Ramasis is owned by Daly Holdings Ltd, which holds 75–100% of shares and 75–100% of votes, since 30 June 2016.
Who runs Ramasis?
Companies House lists 3 directors of Ramasis: Michael James Daly, Scott Forrester and Paul Desmond Daly.
How long has Ramasis been in business?
The company was formed on 19 February 2003, and has held its current FCA authorisation since January 2005.
What do Ramasis’ latest accounts show?
Its latest accounts, to 31 October 2025, show total equity of £1.37m (−51% from £2.78m) and cash at bank of £2.66m (−37% from £4.20m).
Does Ramasis use any other names?
It trades as BikePlus, buymycover.co.uk, insure4aday.co.uk, InsureBlackBox and InsureCarHire, and 9 more names. It has previously used 7 other names, including Ramasis Ltd, Ducati Insurance Services and Hml Bike Plus.

Sources and links

The full report on Ramasis Limited

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