Policy Health Check Ltd

Reference number: 827029

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No longer an appointed representative

This firm is still listed on the FCA register, but the record is closed. Cover on business done while it was authorised generally still applies, and it cannot take on new regulated business. Registration ended 27 November 2018.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Last known phone number

    07730 283011

  • Last known address

    Suite 5, The Boot Shop, High Street, Blagdon, Bristol, BS40 7TA, United Kingdom

In the full report: 2 background checks

  • What kind of line 07730 283011 is
  • Who else gives the postcode BS40 7TA
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Turnbull & Son Consulting Ltd Former name: A name it was registered under before.

Past FCA permissions and consumer protection

  • The record is closed
    Cover you already have generally survives the cancellation: FSCS exists for firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading, as long as the business was done while it was authorised. New business with this firm has no cover at all, because it is no longer permitted to carry it out.

FCA disciplinary action and complaints

No FCA disciplinary action. The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
27 November 2012 (13 years old)
Registered office
The Kelvin Building Bramah Avenue, East Kilbride, Glasgow, G75 0RD, Scotland
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
David Robert Turnbull Director Jan 1982 27 Nov 2012 3 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
3

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Total equity

−£13.6k

Down £997 from −£12.6k

Cash at bank

£11.9k

+26% from £9,508

Employees (average)

1

Up 1 from 0

Owed within a year

£33.8k

−11% from £38.0k

Total equity is negative: on its last balance sheet the company owed £13.6k more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC437685. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Policy Health Check’s history from the FCA register and Companies House, newest first.

2024

9 August 2024

  • Changed its registered name from "Turnbull & Son Consulting Ltd"

FCA register

2018

27 November 2018

  • Stopped being an appointed representative

FCA register

2017

1 June 2017

  • David Robert Turnbull gained significant control

Companies House

2012

27 November 2012

  • Incorporated at Companies House

Companies House

In the full report: all 10 events

  • All 10 events in its history (4 shown here)
  • Every director appointment and resignation: 5
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Firms like Policy Health Check

Other firms of the same type (insurance broker), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Policy Health Check

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 10 events in its history

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Frequently asked questions about this firm

Is Policy Health Check Ltd FCA authorised?
No. Policy Health Check Ltd (FRN 827029) is still listed on the FCA register, but the record is closed: no longer an appointed representative.
Is Policy Health Check a scam or clone?
Policy Health Check is not currently authorised by the FCA. Be cautious and verify any firm on the FCA register before dealing with it.
Is my money safe with Policy Health Check?
Money you handed over while it was authorised generally keeps its protection: FSCS covers firms that have failed, and the Financial Ombudsman Service can look at a complaint about a firm that has stopped trading. New business with Policy Health Check has no cover, because it is no longer permitted to carry it out.
Who owns Policy Health Check?
Companies House lists one person with significant control of Policy Health Check: Mr David Robert Turnbull (significant influence or control).
Who runs Policy Health Check?
Companies House lists one director of Policy Health Check: David Robert Turnbull.
How long has Policy Health Check been in business?
The company was formed on 27 November 2012.
What do Policy Health Check’s latest accounts show?
Its latest accounts, to 30 November 2025, show total equity of −£13.6k (down £997 from −£12.6k) and cash at bank of £11.9k (+26% from £9,508).
Does Policy Health Check use any other names?
It has previously used the name Turnbull & Son Consulting Ltd.

Sources and links

The full report on Policy Health Check Ltd

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