Polzeath Beach Holiday Park Limited

Reference number: 419128

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Bspoke Lifestyle Ltd Reference number: 820727 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Polzeath Beach Holiday Park Limited (FRN 419128) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Polzeath Beach Holiday Park.
  • Example: if Polzeath Beach Holiday Park refers you to a financial adviser, the advice should come from the principal firm, not from Polzeath Beach Holiday Park itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When polzeathbeachholidaypark.com first appeared online, and whether it can receive email
  • What kind of line 01208 863320 is
  • Who else gives the postcode PL27 6ST
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Polzeath Beach Holiday Park Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07014349
Company status
Active
Company type
Private limited company
Incorporated
9 September 2009 (17 years old)
Registered office
Polzeath Beach Holiday Park Trenant Nook, Polzeath, Wadebridge, Cornwall, PL27 6ST
Nature of business
  • Other holiday and other collective accommodation (SIC 55209)

Directors and company secretaries

Name Role Born Appointed Other companies
Linda Moriarty Director Aug 1949 9 Sep 2009 None
Louise Anne Wonnacott Director May 1971 6 Apr 2017 None
Michael James Wonnacott Director Aug 1973 6 Apr 2017 None

In the full report: every company its directors have run

  • Confirmation that these 3 directors run no other company
  • All 4 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£1.45m

+2.3% from £1.42m

Cash at bank

£207k

−20% from £257k

Employees (average)

5

Same as 5

Owed within a year

£245k

−13% from £282k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07014349. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Polzeath Beach Holiday Park’s history from the FCA register and Companies House, newest first.

Key events (9) All events (15)

2024

13 July 2024

  • Changed its registered name from "Polzeath Beach Holiday Park"

FCA register

2019

3 June 2019

  • Linda Moriarty became the majority owner (50–75% of shares)
  • Terry Moriarty stopped being the majority owner

Companies House

2018

1 May 2018

  • Linda Moriarty stopped being a part-owner
  • Louise Anne Wonnacott became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Linda Moriarty became a part-owner (25–50% of shares)
  • Terry Moriarty became the majority owner (50–75% of shares)

Companies House

2009

9 September 2009

  • Incorporated at Companies House

Companies House

2005

14 January 2005

  • Became an introducer appointed representative

FCA register

In the full report: all 15 events

  • All 15 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms like Polzeath Beach Holiday Park

Other firms of the same type (insurance broker), nearest first.

In the Plymouth (PL) postcode area

C Valter & R SleepLauncestonAppointed representativeCube Insurance Services (Health) LtdSt. AustellAppointed representativeCube Insurance Services LtdSt. AustellAppointed representativeCurwins Financial & Mortgage Advisers LtdPlymouthAppointed representativeGJC Advisory LtdPlymouthAppointed representativeJ M Young & K L MorganEstoverAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Polzeath Beach Holiday Park

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 4 years of accounts, charted
  • All 15 events in its history

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Frequently asked questions about this firm

Is Polzeath Beach Holiday Park Limited FCA authorised?
Polzeath Beach Holiday Park Limited (FRN 419128) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Polzeath Beach Holiday Park?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Polzeath Beach Holiday Park Limited (FRN 419128) introduces customers to Bspoke Lifestyle Ltd (FRN 820727). Any regulated advice or arranging is done by the principal, not Polzeath Beach Holiday Park. Example: if Polzeath Beach Holiday Park refers you to a financial adviser, the advice should come from the principal firm, not from Polzeath Beach Holiday Park itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Polzeath Beach Holiday Park’s phone number and website?
The FCA register lists the phone number 01208 863320 and the website polzeathbeachholidaypark.com for Polzeath Beach Holiday Park. If you were given different contact details, use these to check with the firm before going any further.
Is Polzeath Beach Holiday Park a scam or clone?
Polzeath Beach Holiday Park is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Polzeath Beach Holiday Park?
Protection works through Bspoke Lifestyle Ltd, the principal firm responsible for Polzeath Beach Holiday Park's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Polzeath Beach Holiday Park?
Companies House lists 2 people with significant control of Polzeath Beach Holiday Park: Mrs Linda Moriarty (50–75% of shares) and Mrs Louise Anne Wonnacott (25–50% of shares). Before that, it was controlled by Mr Terry Moriarty.
Who runs Polzeath Beach Holiday Park?
Companies House lists 3 directors of Polzeath Beach Holiday Park: Linda Moriarty, Louise Anne Wonnacott and Michael James Wonnacott.
How long has Polzeath Beach Holiday Park been in business?
The company was formed on 9 September 2009.
What do Polzeath Beach Holiday Park’s latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £1.45m (+2.3% from £1.42m) and cash at bank of £207k (−20% from £257k).
Does Polzeath Beach Holiday Park use any other names?
It has previously used the name Polzeath Beach Holiday Park.

Sources and links

The full report on Polzeath Beach Holiday Park Limited

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