Porthcawl Insurance Consultants (UK) Limited

Reference number: 306748

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When porthcawl-insurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01656 784866 is
  • Who else gives the postcode CF36 3YN
Instant PDF download

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
04188445
Company status
Active
Company type
Private limited company
Incorporated
27 March 2001 (25 years old)
Registered office
47 Mary Street, Porthcawl, Mid Glamorgan, CF36 3YN
Nature of business
  • Non-life reinsurance (SIC 65202)

Directors and company secretaries

Name Role Born Appointed Other companies
Belinda Samatha Knipe Director Jan 1965 27 Mar 2001 2 other companies
Stephen Lindsay Knipe Director Jun 1972 27 Mar 2001 2 other companies
Belinda Samatha Knipe Secretary Not published 27 Mar 2001 2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2
run together
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 companies these 2 directors run together
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 31 July 2026Micro-entity accountsNot audited

Net assets

£762k

+4.8% from £727k

Employees (average)

9

Same as 9

Owed within a year

£466k

+5% from £444k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 04188445. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Porthcawl Insurance Consultants (UK)’s history from the FCA register and Companies House, newest first.

Key events (6) All events (11)

2023

26 July 2023

  • Belinda Knipe became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Stephen Lindsay Knipe became a part-owner (25–50% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2005

14 January 2005

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

2001

27 March 2001

  • Incorporated at Companies House

Companies House

In the full report: all 11 events

  • All 11 events in its history (6 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Porthcawl Insurance Consultants (UK)

Other firms of the same type (insurance broker), nearest first.

In the Cardiff (CF) postcode area

gocompare.com LimitedCardiffAuthorisedInternational Medical Group LimitedCardiffAuthorised4sure Wales LLPMerthyr TydfilAuthorisedActiveQuote LimitedCardiffAuthorisedBay Marine Insurance Consultants LimitedCardiffAuthorisedCorrie Bauckham Batts LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Porthcawl Insurance Consultants (UK)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Porthcawl Insurance Consultants (UK) Limited FCA authorised?
Yes, Porthcawl Insurance Consultants (UK) Limited (FRN 306748) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2005 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is Porthcawl Insurance Consultants (UK)’s phone number and website?
The FCA register lists the phone number 01656 784866 and the website porthcawl-insurance.co.uk for Porthcawl Insurance Consultants (UK). If you were given different contact details, use these to check with the firm before going any further.
Is Porthcawl Insurance Consultants (UK) a scam or clone?
Porthcawl Insurance Consultants (UK) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Porthcawl Insurance Consultants (UK)?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Porthcawl Insurance Consultants (UK) to the Financial Ombudsman Service, free of charge.
Who owns Porthcawl Insurance Consultants (UK)?
Companies House lists 2 people with significant control of Porthcawl Insurance Consultants (UK): Ms Belinda Knipe (25–50% of shares) and Mr Stephen Lindsay Knipe (25–50% of shares).
Who runs Porthcawl Insurance Consultants (UK)?
Companies House lists 2 directors of Porthcawl Insurance Consultants (UK): Belinda Samatha Knipe and Stephen Lindsay Knipe.
How long has Porthcawl Insurance Consultants (UK) been in business?
The company was formed on 27 March 2001, and has held its current FCA authorisation since January 2005.
What do Porthcawl Insurance Consultants (UK)’s latest accounts show?
Its latest accounts, to 31 July 2026, show net assets of £762k (+4.8% from £727k).

Sources and links

The full report on Porthcawl Insurance Consultants (UK) Limited

£19.99 · Instant PDF download

Loading secure checkout…