Portway Financial Limited

Reference number: 1011427

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Connect IFA Ltd Reference number: 441505 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • PORTWAY FINANCIAL LIMITED (FRN 1011427) is an AR of Connect IFA Ltd (FRN 441505). When you use PORTWAY FINANCIAL's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from PORTWAY FINANCIAL, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01656 856120

  • Address

    1 The Portway, Porthcawl, Bridgend, CF36 3XB, United Kingdom

In the full report: 2 background checks

  • What kind of line 01656 856120 is
  • Who else gives the postcode CF36 3XB
Instant PDF download
Other names (2)

If you were contacted under any of these names, it is this firm.

  • DCS COMMERCIAL FINANCE LIMITED Former name
  • HENRY R SMITH LIMITED Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Connect IFA Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14917868
Company status
Active
Company type
Private limited company
Incorporated
6 June 2023 (3 years old)
Registered office
1 The Portway, Porthcawl, CF36 3XB, Wales
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Curtis Thomas Henry Director Apr 1997 16 Sep 2023 2 other companies
Dale Christopher Smith Director Apr 1984 1 Nov 2023 None
Curtis Thomas Henry Secretary Not published 16 Sep 2023 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
Instant PDF download

Filed accounts and finances

Year to 29 June 2025Micro-entity accountsNot audited

Net assets

£3,911

Up £3,478 from £433

Employees (average)

1

Same as 1

Owed within a year

£6,256

+31% from £4,781

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14917868. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Portway Financial’s history from the FCA register and Companies House, newest first.

Key events (9) All events (13)

2025

26 February 2025

  • Changed its registered name from "DCS COMMERCIAL FINANCE LIMITED"

FCA register

2024

21 August 2024

  • Changed its registered name from "HENRY R SMITH LIMITED"

FCA register

24 April 2024

  • Became an appointed representative

FCA register

2023

1 November 2023

  • Curtis Thomas Henry gave up control
  • Dale Christopher Smith took control (75–100% of shares)

Companies House

16 September 2023

  • Curtis Thomas Henry took control (75–100% of shares)
  • Robert Edmund Rabaiotti gave up control

Companies House

6 June 2023

  • Incorporated at Companies House
  • Robert Edmund Rabaiotti took control (75–100% of shares)

Companies House

In the full report: all 13 events

  • All 13 events in its history (9 shown here)
  • Every director appointment and resignation: 4
Instant PDF download

Firms like Portway Financial

Other firms of the same type (mortgage adviser or broker), nearest first.

In Porthcawl

NASH Property Finance LtdPorthcawlAppointed representativeFinancial Solutions UnlimitedPorthcawlAuthorised

In the Cardiff (CF) postcode area

1st Choice 4 MortgagesBarryAppointed representativeABP Mortgages LtdBargoedAppointed representativeAcura Mortgage & Life LtdCowbridgeAppointed representativeAgeis LtdBarryAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Portway Financial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 13 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Portway Financial Limited FCA authorised?
Portway Financial Limited (FRN 1011427) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Portway Financial?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Portway Financial Limited (FRN 1011427) is an AR of Connect IFA Ltd (FRN 441505). When you use Portway Financial's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Portway Financial, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Portway Financial’s phone number?
The FCA register lists the phone number 01656 856120 for Portway Financial. If you were given different contact details, use these to check with the firm before going any further.
Is Portway Financial a scam or clone?
Portway Financial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Portway Financial?
Protection works through Connect IFA Ltd, the principal firm responsible for Portway Financial's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Portway Financial?
Companies House lists one person with significant control of Portway Financial: Mr Dale Christopher Smith (75–100% of shares). Before that, it was controlled by Mr Robert Edmund Rabaiotti and Mr Curtis Thomas Henry.
Who runs Portway Financial?
Companies House lists 2 directors of Portway Financial: Curtis Thomas Henry and Dale Christopher Smith.
How long has Portway Financial been in business?
The company was formed on 6 June 2023.
What do Portway Financial’s latest accounts show?
Its latest accounts, to 29 June 2025, show net assets of £3,911 (up £3,478 from £433).
Does Portway Financial use any other names?
It has previously used 2 other names: DCS COMMERCIAL FINANCE LIMITED and HENRY R SMITH LIMITED.

Sources and links

The full report on Portway Financial Limited

£19.99 · Instant PDF download

Loading secure checkout…