Positive Asset Finance Ltd

Reference number: 1053541

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Forward Asset Finance Limited Reference number: 630723 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • POSITIVE ASSET FINANCE LTD (FRN 1053541) is an AR of Forward Asset Finance Limited (FRN 630723). When you use POSITIVE ASSET FINANCE's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from POSITIVE ASSET FINANCE, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07908 235043

  • Address

    Unit A, Osprey House, Ruthvenfield Road, Inveralmond Industrial Estate, Perth, Perth & Kinross, PH1 3EE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07908 235043 is
  • Who else gives the postcode PH1 3EE
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Forward Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC881982
Company status
Active
Company type
Private limited company
Incorporated
11 March 2026 (less than a year old)
Registered office
Unit A Osprey House Ruthvenfield Road, Inveralmond Industrial Estate, Perth, PH1 3EE, Scotland
Nature of business
  • Management consultancy activities other than financial management (SIC 70229)

Directors and company secretaries

Name Role Born Appointed Other companies
Leona Mckay Director Apr 1984 11 Mar 2026 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Positive Asset Finance’s history from the FCA register and Companies House, newest first.

2026

28 April 2026

  • Became an appointed representative

FCA register

11 March 2026

  • Incorporated at Companies House
  • Leona McKay took control (75–100% of shares)
  • Leona McKay appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Positive Asset Finance

Other firms of the same type (credit broker), nearest first.

In Perth

GS Gas ServicesPerthAppointed representativeJames McColePerthAppointed representativeJeffrey GriffithsPerthAppointed representativeM.K.M. Building Supplies (Perth) LimitedPerthAppointed representativeSt Johnstone Football Club Limited (The)PerthAppointed representativeCaber Interiors Ltd.PerthAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Positive Asset Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Positive Asset Finance Ltd FCA authorised?
Positive Asset Finance Ltd (FRN 1053541) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Positive Asset Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Positive Asset Finance Ltd (FRN 1053541) is an AR of Forward Asset Finance Limited (FRN 630723). When you use Positive Asset Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Positive Asset Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Positive Asset Finance’s phone number?
The FCA register lists the phone number 07908 235043 for Positive Asset Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Positive Asset Finance a scam or clone?
Positive Asset Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Positive Asset Finance?
Protection works through Forward Asset Finance Limited, the principal firm responsible for Positive Asset Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Positive Asset Finance?
Companies House lists one person with significant control of Positive Asset Finance: Mrs Leona McKay (75–100% of shares).
Who runs Positive Asset Finance?
Companies House lists one director of Positive Asset Finance: Leona McKay.
How long has Positive Asset Finance been in business?
The company was formed on 11 March 2026.

Sources and links

The full report on Positive Asset Finance Ltd

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