Powell Private Finance Limited

Reference number: 712579

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Cornerstone Finance Group Ltd Reference number: 767202 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Powell Private Finance Limited (FRN 712579) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Powell Private Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Powell Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07817 145441

  • Address

    Quarley Manor Farm, Quarley, Andover, Hampshire, SP11 8LE, United Kingdom

In the full report: 2 background checks

  • What kind of line 07817 145441 is
  • Who else gives the postcode SP11 8LE
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Powell Private Finance Ltd Former name
  • John Charcol Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09622682
Company status
Active
Company type
Private limited company
Incorporated
3 June 2015 (11 years old)
Registered office
Quarley Manor Farm, Quarley, Andover, Hampshire, SP11 8LE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Hugh George Lewis Powell Director Sep 1968 3 Jun 2015 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£2,744

Up £2,469 from £275

Cash at bank

£0

Down £137 from £137

Employees (average)

1

Same as 1

Owed within a year

£24.6k

−51% from £50.1k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09622682. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Powell Private Finance’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2017

7 August 2017

  • Changed its registered name from "Powell Private Finance Ltd"

FCA register

2016

6 April 2016

  • Hugh George Lewis Powell took control (75–100% of shares)

Companies House

2015

1 August 2015

  • Became an appointed representative

FCA register

3 June 2015

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 1
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Firms like Powell Private Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Andover

Heights Mortgages LimitedAndoverAppointed representativeThe Agricultural Mortgage Corporation PLCAndoverAppointed representative

In the Salisbury (SP) postcode area

Emma Rose Mortgages LimitedNetherhamptonAppointed representativeFinhawk Mortgages LtdSalisburyAppointed representativeForces Finance LimitedTidworthAppointed representativeFortis Mortgages LtdFordingbridgeAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Powell Private Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 8 events in its history

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Frequently asked questions about this firm

Is Powell Private Finance Limited FCA authorised?
Powell Private Finance Limited (FRN 712579) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Powell Private Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Powell Private Finance Limited (FRN 712579) is an AR of Cornerstone Finance Group Ltd (FRN 767202). When you use Powell Private Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Powell Private Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Powell Private Finance’s phone number?
The FCA register lists the phone number 07817 145441 for Powell Private Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Powell Private Finance a scam or clone?
Powell Private Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Powell Private Finance?
Protection works through Cornerstone Finance Group Ltd, the principal firm responsible for Powell Private Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Powell Private Finance?
Companies House lists one person with significant control of Powell Private Finance: Mr Hugh George Lewis Powell (75–100% of shares).
Who runs Powell Private Finance?
Companies House lists one director of Powell Private Finance: Hugh George Lewis Powell.
How long has Powell Private Finance been in business?
The company was formed on 3 June 2015.
What do Powell Private Finance’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £2,744 (up £2,469 from £275) and cash at bank of £0 (down £137 from £137).
Does Powell Private Finance use any other names?
It has previously used 2 other names: Powell Private Finance Ltd and John Charcol.

Sources and links

The full report on Powell Private Finance Limited

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