Premier Financial Planning (Cheadle) Limited

Reference number: 488845

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

2 Plan Wealth Management Limited Reference number: 461598 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Premier Financial Planning (Cheadle) Limited (FRN 488845) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Premier Financial Planning (Cheadle)'s services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Premier Financial Planning (Cheadle), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 482 8888

  • Address

    63 Cheadle Road, Cheadle Hulme, Cheadle, Cheshire, SK8 5EU, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 482 8888 is
  • Who else gives the postcode SK8 5EU
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Premier Financial Planning (Cheadle) Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06542655
Company status
Active
Company type
Private limited company
Incorporated
25 March 2008 (18 years old)
Registered office
63 Cheadle Road, Cheadle, Cheshire, SK8 5EU
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Peter Nicholson Director Sep 1959 25 Mar 2008 None
Michael Peter Nicholson Secretary Not published 3 Dec 2021 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 30 September 2025Micro-entity accountsNot audited

Net assets

£3,043

−34% from £4,614

Employees (average)

5

Same as 5

Owed within a year

£59.4k

−1% from £60.0k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06542655. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Premier Financial Planning (Cheadle)’s history from the FCA register and Companies House, newest first.

2023

13 November 2023

  • Changed its registered name from "Premier Financial Planning (Cheadle) Ltd"

FCA register

6 May 2023

  • Orathai Nicholson became a part-owner (25–50% of shares)

Companies House

2021

3 December 2021

  • Rattanasiri Nicholson stopped being a part-owner

Companies House

2017

15 June 2017

  • Rattanasiri Nicholson became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Michael Peter Nicholson became the majority owner (50–75% of shares)

Companies House

2008

15 September 2008

  • Became an appointed representative

FCA register

25 March 2008

  • Incorporated at Companies House
  • Michael Peter Nicholson appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Premier Financial Planning (Cheadle)

Other FCA-listed firms that share a director, phone number or address with Premier Financial Planning (Cheadle). A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Premier Financial Planning (Cheadle)

Other firms of the same type (financial adviser), nearest first.

In Cheadle

Camargue Chambers LLPCheadleAppointed representativeCamargue Wealth LimitedCheadleAppointed representativeCestrian Life & Pensions LtdCheadleAppointed representativePro Asset Finance LimitedCheadleAppointed representativeSustainable Financial Planning LtdCheadleAppointed representativeSylvan Financial Management LtdCheadleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Financial Planning (Cheadle)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 8 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Premier Financial Planning (Cheadle) Limited FCA authorised?
Premier Financial Planning (Cheadle) Limited (FRN 488845) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Premier Financial Planning (Cheadle)?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Premier Financial Planning (Cheadle) Limited (FRN 488845) is an AR of 2 Plan Wealth Management Limited (FRN 461598). When you use Premier Financial Planning (Cheadle)'s services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Premier Financial Planning (Cheadle), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Premier Financial Planning (Cheadle)’s phone number?
The FCA register lists the phone number 0161 482 8888 for Premier Financial Planning (Cheadle). If you were given different contact details, use these to check with the firm before going any further.
Is Premier Financial Planning (Cheadle) a scam or clone?
Premier Financial Planning (Cheadle) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Financial Planning (Cheadle)?
Protection works through 2 Plan Wealth Management Limited, the principal firm responsible for Premier Financial Planning (Cheadle)'s regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Premier Financial Planning (Cheadle)?
Companies House lists 2 people with significant control of Premier Financial Planning (Cheadle): Mr Michael Peter Nicholson (50–75% of shares) and Mrs Orathai Nicholson (25–50% of shares). Before that, it was controlled by Mrs Rattanasiri Nicholson.
Who runs Premier Financial Planning (Cheadle)?
Companies House lists one director of Premier Financial Planning (Cheadle): Michael Peter Nicholson.
How long has Premier Financial Planning (Cheadle) been in business?
The company was formed on 25 March 2008.
What do Premier Financial Planning (Cheadle)’s latest accounts show?
Its latest accounts, to 30 September 2025, show net assets of £3,043 (−34% from £4,614).
Does Premier Financial Planning (Cheadle) use any other names?
It has previously used the name Premier Financial Planning (Cheadle) Ltd.

Sources and links

The full report on Premier Financial Planning (Cheadle) Limited

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