PRG Financial Planners Limited
Reference number: 592781
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 13 years
- Protected through the principal
- No FCA actions
- Active company since 2012
- Accounts filed up to 30 November 2025
- One of its directors is also a director of a firm that is no longer authorised
Responsible principal firm
Quilter Financial Services Limited Reference number: 440703 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- PRG Financial Planners Limited (FRN 592781) is an AR of Quilter Financial Services Limited (FRN 440703). When you use PRG Financial Planners's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from PRG Financial Planners, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB, United Kingdom
In the full report: 3 background checks
- When prgfinancialplanners.com first appeared online, and whether it can receive email
- What kind of line 0333 121 1233 is
- Who else gives the postcode B3 1RB
Other names (5)
If you were contacted under any of these names, it is this firm.
- The PRG Partnership Trading name: A name it trades under now.
- Akseki Mortgages Former trading name: A name it used to trade under.
- Black Lion Wealth Management Former trading name: A name it used to trade under.
- Laines Financial Former trading name: A name it used to trade under.
- Truvisory Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Quilter Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 08286446 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 8 November 2012 (13 years old)
- Registered office
- Grosvenor House, 11 St Pauls Square, Birmingham, B3 1RB, England
- Nature of business
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- Dormant Company (SIC 99999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Karamouzis | Director | Mar 1961 | 17 Apr 2013 | 6 other companies |
| Christopher Charles Smith | Director | Nov 1965 | 17 Apr 2013 | 7 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- is FCA-registered
- 1
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register, including one no longer authorised
- The 6 companies these 2 directors run together
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£100
Same as £100
Cash at bank
£100
Same as £100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08286446. Figures are exactly as filed; nothing is estimated.
Key dates in its history
PRG Financial Planners’s history from the FCA register and Companies House, newest first.
2019
13 December 2019
- Kerry Brian Hollowell no longer has significant control
Companies House
2016
6 April 2016
- Christopher Smith gained significant control
- John Karamouzis gained significant control
- Kerry Brian Hollowell gained significant control
- The Prg Partnership Limited took control (75–100% of shares)
Companies House
2012
12 December 2012
- Became an appointed representative
FCA register
8 November 2012
- Incorporated at Companies House
Companies House
In the full report: all 24 events
- All 24 events in its history (7 shown here)
- Every director appointment and resignation: 8
Firms connected to PRG Financial Planners
Other FCA-listed firms that share a director, phone number or address with PRG Financial Planners. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- no longer authorised
- 1
- share a director
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like PRG Financial Planners
Other firms of the same type (financial adviser), nearest first.
In the Birmingham (B) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on PRG Financial Planners
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 24 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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What do PRG Financial Planners’ latest accounts show?
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk