Privalgo Limited

Reference number: 900887

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 3880 0575

  • Address

    5th & 6th Floor, 16 Eastcheap, EC3M 1BD, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 3880 0575 is, and the other firm that gives it
  • Who else gives the postcode EC3M 1BD
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FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • a) Services enabling cash placement on a payment account
  • b) Services enabling cash withdrawals from a payment account
  • c) Execution of payment transactions (not covered by a credit line)
  • d) Execution of payment transactions (covered by a credit line)
  • e) Issuing payment instruments or acquiring payment transactions
  • f) Money remittance
  • g) Execution of payment transactions via telecoms, IT system or network operator
  • h) Issuing Electronic Money

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 February 2018 (8 years old)
Registered office
5th & 6th Floor 16 Eastcheap, London, EC3M 1BD, England
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Stewart David Wayne Blake Director Nov 1964 22 Feb 2018 13 other companies
Zubeir Bham Director May 1979 5 Jun 2018 3 other companies
Daniel John Biggs Director Jan 1983 5 Jun 2018 6 other companies
Richard Chunn Director Jun 1981 5 Jun 2018 2 other companies
Matthew Clarke Director May 1984 20 Mar 2019 2 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
9
are FCA-registered
2

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 4 companies these 5 directors run together
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£4.62m

+419% from £890k

Net assets

£3.71m

+80% from £2.06m

Cash at bank

£129.3m

+44% from £89.5m

Owed within a year

£257.2m

+74% from £147.7m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £1085.5m, for the year to 31 December 2021.

* Cash at bank usually includes customers’ money.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 11219580. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Privalgo’s history from the FCA register and Companies House, newest first.

2024

23 September 2024

  • Privalgo Holdings Limited took control (75–100% of shares)
  • Stewart Blake stopped being a part-owner

Companies House

2020

10 June 2020

  • Changed its registered name from "Privalgo Limited"

FCA register

2018

22 November 2018

  • Became an authorised e-money institution

FCA register

14 June 2018

  • Regulated by the FCA from this date

FCA register

5 June 2018

  • Stewart Blake became a part-owner (25–50% of shares)
  • Xhedge Limited gave up control

Companies House

22 February 2018

  • Incorporated at Companies House
  • Xhedge Limited took control (75–100% of shares)

Companies House

In the full report: all 16 events

  • All 16 events in its history (9 shown here)
  • Every director appointment and resignation: 7
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Firms connected to Privalgo

Other FCA-listed firms that share a director, phone number or address with Privalgo. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its phone number
1

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (3)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Privalgo

Other firms of the same type (payment or money transfer firm), nearest first.

In the Central London (EC) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Privalgo

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 16 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Privalgo Limited FCA authorised?
Yes, Privalgo Limited (FRN 900887) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2018 and works as a payment or money transfer firm. The FCA has placed no limits on its permissions.
What is Privalgo’s phone number?
The FCA register lists the phone number 020 3880 0575 for Privalgo. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Privalgo a scam or clone?
Privalgo is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Privalgo?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Privalgo to the Financial Ombudsman Service, free of charge.
Who owns Privalgo?
Privalgo is owned by Privalgo Holdings Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 23 September 2024. Before that, it was controlled by Xhedge Limited and Mr Stewart Blake.
Who runs Privalgo?
Companies House lists 5 directors of Privalgo: Stewart David Wayne Blake, Zubeir Bham, Daniel John Biggs, Richard Chunn and Matthew Clarke.
How long has Privalgo been in business?
The company was formed on 22 February 2018, and has held its current FCA authorisation since November 2018.
What do Privalgo’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £4.62m (+419% from £890k) and net assets of £3.71m (+80% from £2.06m).

Sources and links

The full report on Privalgo Limited

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