Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2019
- Accounts filed up to 31 March 2026
- On its latest accounts it owed £95.0k more than it owned
Responsible principal firm
PROACT FINANCIAL (BOLTON) LIMITED Reference number: 578635 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Proact Bolton Client Services Ltd (FRN 917572) is an AR of PROACT FINANCIAL (BOLTON) LIMITED (FRN 578635). When you use Proact Bolton Client Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Proact Bolton Client Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
37 Mawdsley St, Bolton, BL1 1LN, United Kingdom
In the full report: 2 background checks
- What kind of line 01204 398435 is, and the other firm that gives it
- Who else gives the postcode BL1 1LN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Proact Financial (Bolton) Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- PROACT BOLTON CLIENT SERVICES LIMITED
- Company number
- 12240934 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 3 October 2019 (7 years old)
- Registered office
- 37 Mawdsley Street, Bolton, Lancs, BL1 1LN, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrea Moncrief | Director | Mar 1968 | 3 Oct 2019 | None |
| Brian John Moncrief | Director | Jan 1964 | 3 Oct 2019 | None |
| Samantha Anne Moncrief | Director | Jul 1993 | 18 Jul 2025 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
Filed accounts and finances
Total equity
−£95.0k
Down £16.0k from −£79.0k
Employees (average)
0
Same as 0
Owed within a year
£136k
+4.4% from £130k
Total equity is negative: on its last balance sheet the company owed £95.0k more than it owned.
Total equity
In the full report: all 6 years of accounts
- Every year from 2021 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12240934. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Proact Bolton Client Services’s history from the FCA register and Companies House, newest first.
2019
29 November 2019
- Became an appointed representative
FCA register
3 October 2019
- Incorporated at Companies House
- Proact (Bolton) Holdings Limited gained significant control
Companies House
In the full report: all 6 events
- All 6 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms connected to Proact Bolton Client Services
Other FCA-listed firms that share a director, phone number or address with Proact Bolton Client Services. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its phone number
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Proact Bolton Client Services
Other firms of the same type (financial adviser), nearest first.
In Bolton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Proact Bolton Client Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 6 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk