Prolific Commercial Finance Ltd

Reference number: 714204

Instant download

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Optimum Commercial Solutions Ltd Reference number: 808754 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Prolific Commercial Finance Ltd (FRN 714204) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Prolific Commercial Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Prolific Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    020 7947 4326

  • Address

    Holland House, 1-4 Bury Street, London, EC3A 5AW, United Kingdom

In the full report: 2 background checks

  • What kind of line 020 7947 4326 is
  • Who else gives the postcode EC3A 5AW
Instant PDF download

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Firms like Prolific Commercial Finance

Other firms of the same type (credit broker), nearest first.

In London

SME Asset Finance LimitedLondonAppointed representativeSuper Payments LtdLondonAppointed representativeNational Education UnionLondonAppointed representativeReed Learning LimitedLondonAppointed representativeRoyal Free London NHS Foundation TrustLondonAppointed representativeClickMechanic LtdLondonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Prolific Commercial Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Prolific Commercial Finance Ltd FCA authorised?
Prolific Commercial Finance Ltd (FRN 714204) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Prolific Commercial Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Prolific Commercial Finance Ltd (FRN 714204) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Prolific Commercial Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Prolific Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Prolific Commercial Finance’s phone number?
The FCA register lists the phone number 020 7947 4326 for Prolific Commercial Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Prolific Commercial Finance a scam or clone?
Prolific Commercial Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Prolific Commercial Finance?
Protection works through Optimum Commercial Solutions Ltd, the principal firm responsible for Prolific Commercial Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Sources and links

The full report on Prolific Commercial Finance Ltd

£19.99 · Instant PDF download

Loading secure checkout…